Alan Billington Home Finance Broker
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mobile: 021 800 105 phone: +64 9 264 1590 fax: +64 9 264 1590 |
Lending is neither black nor white, nor are two loans the same. As such it’s important that you sit down with an experienced mortgage broker who will work closely with you to achieve the best possible result – a home loan that suits your situation.
Qualifications
- NZMBA Member
- Over 40 years experience in the finance industry
40 not out
I have had an extensive and successful career in finance spanning over 40 years (I’m showing my age, although I really only feel 21) and with 34 of those years with a major trading bank (17 as a Bank Manager) I am well equipped to provide the expertise you need regardless of your loan requirements.
Very much a hands-on people-person with a strong passion for helping others, I really enjoy the challenge of starting off with a blank piece of paper and working closely with clients through the lending process to try and achieve a successful outcome – a home loan that’s right for that specific situation.
I take great pride in providing expert advice coupled with prompt and efficient service, and enjoy fostering ongoing relationships with my clients to create wealth. If I don’t know the answer to your question I will certainly find out quickly for you.
Having developed an excellent relationship with a small select network of professionals, along with the major banks and other lenders, enables me to provide you with a “one stop shop” so you can sit back without worry while I organise your home loan for you.
Just as every human being is different in some way, so too is each home loan application, and it’s not simply a case of “ticking a box”. It’s important that you can deal with someone who can look at your specific situation objectively and reach the right solution.
No loan is too big or too small and I just love those difficult, out-of-the-ordinary cases.
Residential and investment loans
Whether it be a first home purchase, a refinance, restructure, debt consolidation or an investment property purchase, I have the skills to advise you accordingly and, in particular, structure your loan correctly.
Reviewing your loans
Once our loans are set up we often tend to sit back and “go with the flow”. However your circumstances will change regularly, as will the lenders’ loan products and criteria. It’s important, therefore, that you conduct a complete a review of your situation on a regular basis as it could well bring about further rewards for you. Let’s look at your position and see if we can make some improvements on your loan structure or interest rate.
Bridging and construction loans
Getting a loan to finance the build of your own home or an investment property can be a little tricky, so a mortgage broker with good knowledge and lender relationships is essential. I work with a range of high quality lenders that may just provide the construction loan answer you are looking for. I also have access to funders who specialise in providing short-term bridging finance
New immigrants
Often new immigants find the procedure for buying their first home in New Zealand quite daunting, as our processes can be quite different to what they are used to. If this sounds like you, don’t be concerned, I have extensive professional and personal experience in sourcing suitable home loans for new immigrants and can work with you to ensure that buying your first New Zealand property is a smooth process.
Commercial lending
I’ve negotiated a large number of commercial loans over the course of my career, and understand that getting the right commercial loan can make a big difference to your bottom line. I often work in tandem with a highly skilled specialist commercial lender, so that you receive the best service and the right outcome for your commercial lending requirements.
Customers South Auckland
My predominant catchment area is South Auckland, where I cover Pukekohe and its surrounding areas, along with Papakura, Takanini, Karaka, Manurewa, Clevedon, Manukau, Mangere, Papatoetoe. Otara, Mangere and Dannemora.
Whilst my career has seen me live in various parts of New Zealand, I’ve completed loans from North Cape to Bluff. Working with anyone anywhere is not an issue, as technology provides very effective ways to maintain contact.
Business contacts
Registered Valuers
Valuation Insight
Robin Bennett
Ph 09 5308894
Mob 021 2842843
Apart from a brief stint in the South Island valuing large farms and vineyards, Robin has had a longstanding association with the South Auckland area where he has been completing valuations for many years.
Richard Parkinson Valuation & Property Services
Jeremy Parkinson
Ph 09 7277405
Mob 021 727543
Jeremy has a vast knowledge of the greater Auckland area and is well-known for his prompt and efficient service.
Building Inspections
Check First House Inspections
Glen Goldfinch
Ph 09 2670759
Mob 021 626652
Those of you who play golf will be familiar with Glen’s achievements. Glen has an extensive knowledge of the building game as an experienced builder.
Accountants
Skipper Lay & Associates Ltd
Greg Lay
Ph 09 2988024
Greg runs a very successful practice in Papakura. A property investor himself, he is well qualified to provide advice on any investment opportunities, as well as general accountancy matters.
Knobloch & Associates
Ph 09 2622846
This is a family business where Christine at Reception, and Ian and son Andrew, along with their support staff, are busy providing advice and guidance to their large client base. Ian has operated as a Chartered Accountant for many years and his knowledge and experience is second-to-none.
Solicitors
Southern Legal
Vimlesh Anand
Ph 09 263 4528
Mob 021 874380
Based in Manukau, Vim operates as a Barrister and Solicitor, where the focus is on providing a prompt and efficient personalised service. His partner Victor is a specialist in the tax area.
