Borrowing capacity

The borrowing capacity calculator will help give you the confidence to purchase your home.


Do your sums and discover how much you can borrow based on your current income and expenses.

Your calculated expenses will depend on whether it is a single or joint application, and how many dependants you have (people you support financially, like children).

In addition to your maximum borrowing power, the calculator will also provide you with an estimate of your monthly loan repayments so you can look for a home with the confidence of knowing how much you can really afford to borrow.

It’s important to note that your borrowing power will vary between lenders and is dependent on your circumstances, interest rates and your preferred lender’s lending policy.

For complete confidence to start buying, speak to your Loan Market mortgage adviser to arrange a formal pre-approval.

Borrowing power calculator

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