Craig Pettit Home Finance Broker
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Mobile: 027 249 0010 Phone: (09) 480 5024 |
Get an expert on your side; I guarantee first-class service from our initial contact, right throughout the life of your loan.
First home buyers
My knowledge and experience with a large number of lenders in the first home buyer market will remove a lot of the stress that can be associated with arranging the mortgage for your first home.
Where you have less than the 20% deposit required by most banks, I can help you investigate other options – some of my lenders will finance with as little as 5% deposit, depending on your circumstances. I will also provide extensive advice regarding the different lending products and structures that are available from the different lenders.
Investment property finance
I have assisted many clients finance investment properties. Some of these transactions can be complicated, however part of my job is to know which bank is going to be right for you and how to structure your investment loan/s correctly. Whether you are purchasing in your personal names, a company or a trust, I will make the process quick and simple for you.
Self-employed borrowers
I have access to a wide range of lenders who will provide finance to clients that have been self employed for a long period of time, or who have just started in business. In-depth knowledge of their lending criteria means the loan application and approval process will run smoothly. Having me do the hard work for you will save you time and money!
After sales service
When you deal with me, you will receive help and support from the start of your very first appointment to the finish of your home loan. I can liaise with the professionals involved in your transaction, for example, your real estate agent, solicitor, accountant, valuer, building inspector and other related parties.
My scope of service does not end on settlement. I am also available in the future to help you with home loan enquiries, restructures, fixed rate rollovers and other related matters. I will also guide you in building your property portfolio, or buying and selling in the future.
Property finance for offshore clients
New Zealanders working abroad are often referred to me. I will collect and processes their loan application and supporting material in a quick and efficient manner, which is often important for the peace of mind of those living in another country. Once I have a completed your loan application form and other required information, I can often have an approval within 24 hours.
I can also process loan applications for non residents wanting to purchase property or investment property in New Zealand. With my local knowledge, I will help to remove a lot of the uncertainty regarding the requirements of the New Zealand based lenders. I can process applications by fax, e-mail or the old fashioned post.
Refinancing existing borrowings
Clients want to refinance for a variety of reasons. I am here to ensure the process is dealt with quickly, efficiently and at the lowest possible cost.
Commercial property purchasers
Through my extensive network of banks and commercial lending specialists, I can help source the most efficient funding package for simple and complex commercial property purchases.
Auckland City and North Shore customers
I offer my mortgage broking services throughout Auckland City and the North Shore, including Northcote, Birkdale, Glenfield, Birkenhead, Beach Haven and surrounding regions.
