David Hart Home Finance Broker

mobile: 029 224 0300 phone: +64 7 579 5580 fax: +64 7 579 5582 contact David Hart suite 3, 120 eleventh avenue, tauranga trading entity: david hart mortgages ltd principal mortgage broker: david hart

I have a unique understanding of the lending process due to extensive banking and real estate experience gained from being involved for many years with one of New Zealand’s lending banks and also a major national real estate franchise.

I cover all facets of lending, including loans for first home buyers, investment properties, the self-employed, and those needing assistance with debt consolidation and refinancing.
My firm belief is that if I am unable to secure a home loan for you, no one could. If that is the case, I will work with you to get you into a position to secure a home loan as soon as possible.

First Home Buyers

With so many lenders and options out in the market, it’s not surprising that so many first home buyers can be confused when it comes to purchasing their first home. I can guide you through each step of the home loan process and am more than happy to be involved with your accountant, lawyer and real estate agent to make your first home loan application run smoothly.

With financial times being tough a lot of first home buyers are turning to their parents for assistance. If you would like to investigate the home loan options available to you when using parents as guarantors, or receiving a gift of money, I can guide you through the details that will affect both you and your parents when you secure a home loan. 

Investment Property Finance

One of my specialties is securing finance for clients in a variety of investment situations. Identifying lenders with the greatest benefits contained in their investment finance packages, and negotiating with a wide variety of lenders to secure a great investment loan for your situation, is just part of my investment finance service.

Whether you are purchasing through a trust, LAQC Company, as an individual or have a complex situation, I have the knowledge you need to draw on to achieve the best outcome and ensure your investment finance is set up correctly to receive the greatest returns for your overall investment strategy.

Self-Employed Borrowers

A large proportion of my clients seeking home loan, investment loan and business loan solutions are self-employed or have a varied income. Having a relationship with a wide range of lenders and knowledge of their lending criteria means the home loan approval process can run a lot smother, potentially saving you a lot of time and money.

Complete support for property purchases

Purchasing property involves more than just borrowing money. To provide you with absolute peace of mind, I am also available to answer questions from your real estate agent, solicitor, accountant and other related professionals at any time, giving you complete support. 

Customers

I provide home loan services to across the Waikato / Bay of Plenty & Coromandel regions, and am regarded as one of the leading brokers in the Bay of Plenty region for my ability to perform under tight guidelines for my clients. 

Additional qualifications

• NZMBA Board Member
• AREINZ qualified

Mortgage Broking Awards

• Finalist NZMBA Broker of the Year 2007, 2008
• International No. 3 for Loan Market, 2006, 2007, 2008