Free budget planning tool
A good budget is an essential component of financial freedom and can be the key to finally realising the purchase of your first home.
Your budget can not only work towards building up your deposit (the bigger the better, but at least five per cent of the purchase price and approximately $2000 to cover legal and valuation costs), it can ensure once you do have a home loan that keeping on top of repayments without losing your lifestyle is a breeze.
What’s in a good budget?
Everything! A serious budget will literally track every cent that comes in and goes out – that’s the only way to know where your money is going so you can start to make the changes necessary to meet your savings goals.
Use our free budget planner to get started on your own budget.
Don’t forget to make allowances for the “one-offs” that always seem to be cropping up – this could be anything from an unplanned car service or new business suit to a broken washing machine.
budget planning assistance
For assistance with structuring your budget to achieve your home ownership goals or for more information on the home loan that is in your best interest, simply fill in the form below or call us any time on 0508 722 205 (+64 9 377 7342).
Be smart about your savings
Once you have your budget up and running and are starting to see the results, you will need to think carefully about where you keep your savings. A high-interest-earning online account can be a good solution, or if you have built up a lump sum you don’t intend to use for some time, you could consider a term deposit or even a managed fund. Consult your accountant or financial planner for assistance in this area.
For more information on FREE BUDGET PLANNING TOOL
For more information on our free budget planning tool or the home loan that is in your best interest, talk to your local mortgage broker or call us at any time on 0508 722 205 (+64 9 377 7342).
