Ian Gilkes Home Finance Broker
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Mobile: +64 21 952 972 Phone: +64 9 534 0240 Fax: +64 9 534 7227 |
With all finance, I negotiate with the banks to bring you the best options and rates for your individual circumstances.
First home buyers
As a first home buyer you want someone with the knowledge and experience to ensure you have the tools to make a good home loan decision. My extensive finance and relocation experience means I am well-placed to walk you through the finance side of your purchase and find the right home loan for your very first home. My knowledge and professional connections mean you get more than just home loan help – I will also assist in the whole home buying process, from making an offer through to you getting the keys and making your home loan repayments.
Loans for investors
My personal and professional experience with property investment means that I understand the process of investing in property very well, including the important of correctly structuring your investment loan for wealth creation. I work with both “Mum and Dad investors” and clients who have developed large and diverse investment property portfolios.
Commercial property loans
As someone who is accredited with a range of banks and lenders to write loans for commercial businesses, I am well-placed to assist you with your commercial finance requirements. There are many ways to fund commercial property loans, and it’s important to use a mortgage broker with commercial experience like mine, who will thoroughly explore and report on your options so we can find the right solution for your requirements.
Loans for expats / new immigrants
Having relocated from the UK to New Zealand, I have gone through what you are going to be doing, so I can relate to you throughout the whole journey and help you to understand the differences between securing a home loan in New Zealand as compared to your home country. I will assist with all your finance needs and provide relocation advice, so you can just concentrate on enjoying your new home in New Zealand.
Loans for the self-employed
Self-employed borrowers can sometimes feel like obtaining a loan is quite difficult, but the reality is that although it may require a bit of extra work, there is usually a lender to suit every borrower! To find the right loan for you involves looking at the best options available from the banks, a process that applies to both the established self-employed with verified financials, and also those that have more recently developed their own business.
Non bank lending
Sometimes it is either necessary or simply more appropriate to use a non bank lender; this can be for a variety of reasons and may be a short or long term arrangement. Non bank lenders can be beneficial to you in allowing you to get the type of finance package you want, one that will truly suit your requirements.
Professional experience
After more than a decade of working in the UK finance industry with Lloyds TBS Group, Purple Loans and GE Money, I was awarded “Rookie of the Year” for Loan Market New Zealand in my first year. My diverse experience in the financial sector means I have developed a wide and diverse customer base, and in particular a large number of new immigrants approach me due to my relocation experience.
Howick, Beachlands and Pakuranga customers
My service is mobile and I will visit you at a time and place convenient for you. Most of my clients are located in Howick, Beachlands, Pakuranga, Highland Park, Botany, Dannemora, East Tamaki, Flat Bush, Panmure, Ellerslie and surrounding areas.
