John Schumacher
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Mobile: 021 632 997 Phone: 09 846 7505 Fax: 09 846 7665 |
With 30 years banking and finance experience, clients will have a wealth of knowledge to tap into when using my services. My main clients are first home buyers, busy professionals and families looking for a new home. People come to me because they want to take the stress out of purchasing property, save time and paperwork, and learn how to manage their mortgage debt in a manner which suits their lifestyle.
More recently I have branched out into finance coaching which is a fee-based service designed to help clients gain better control over their mortgages and budgets.
My top finance tips
Don’t over commit. House ownership is supposed to be enjoyable, so even if a bank will lend you a lot of money make sure it remains firmly within your budget. That’s the other tip; work on a budget, simplify your banking and automate everything possible.
Community involvement
Grafton Cricket Age Group Coordinator and Sponsor
(All business derived from the club results in a donation to the clubs fundraising.)
Business community involvement
I have been involved in local business community groups over the years, including BISC in Point chevalier which creates business to business links in the local community, and also raises issues on behalf of the local school community.
I have also been a member of BNI (Business Network International) which promotes word of mouth referrals among trusted business professionals.
Customers and loans
Whilst the majority of my clients seek mainstream mortgages, I also have thorough knowledge surrounding personal loans, second mortgages and construction loans. In addition, I can provide personal insurance services and am an approved advisor for Sovereign Ltd.
First home buyers are my favourite clients as it is rewarding to help them achieve what will be the most important decision they can make. I make sure they understand the whole process and work as their advocate throughout the process.
Families are also close to my heart. With two young boys, I understand the stresses and lack of time that having family responsibilities can sometimes bring! I work flexible hours so can visit clients at a time which suits them, and take on the legwork involved in having the home loan processed.
Single young professionals put their trust in me. Many don’t have parents or trusted advisors who live nearby, and I am happy to share my expertise. With busy lives and burgeoning careers, they’re often time-poor and don’t have a great deal of time to research nor fill in all the paperwork that goes with taking out a mortgage. Securing home finance can be a daunting experience so I will ensure the process goes smoothly.
Personal insurance advice is very important to obtain. A key element to taking on debt is managing the associated risks. As an approved advisor for Sovereign Ltd I take pride in ensuring clients do not face hardship at times of loss or if life does not go as planned.
Business networks
I work closely with real estate agents, accountants, lenders and conveyancers to ensure your property purchase is as smooth and financially beneficial as possible. I have good relationships with professionals in all these areas and because of this my clients receive outstanding service in all aspects of the property purchasing process.
Contacts:
Accountant: John Norton is a professional accountant whom I have referred many happy clients to. He is very down to earth and proactive. His fee structure is very reasonable and is always just a phone call away on 09-3090381 or 0275 769660.
Solicitor: John Saunders is a conveyancing lawyer focused solely on property transactions and as such is very knowledgeable and helpful. Contact details as follows:
Level 2, 77 Ponsonby Road, Ponsonby, Auckland 1011
Ph (09) 378 8538 Fax (09) 378 8723
PO Box 78053, Grey Lynn, Auckland 1245
DX Mail – DP97002, Grey Lynn.
Auckland Customers
Auckland’s central city ring is the geographic area where I visit most of my clients. This includes the city centre, Herne Bay, Westmere, Point Chevalier, Mt Albert, Mt Eden, Ellerslie, Morningside, Western Springs, Kingsland, Avondale, Waterview, New Lynn and Te Atatu.
Testimonials
My husband and I have known John for eight months, now he’s part of the family. John was our mortgage broker, is our financial adviser, by default legal adviser, and through his commitment to us as first home buyer’s ‘guidance councillor’ and friend. John supported our goals from start to successful finish; he maintained constant open communication, provided important links to services and always a listening ear. This was service beyond the normal call of duty; today our new family home is evidence of this well developed relationship.
C & R Brown
We thoroughly recommend John. Our situation was actually more complex compared to most yet John’s experience and knowledge helped guide us through the process. We were grateful for his sound advice and we were impressed by his friendly & professional service.
Sean & Diana
I have recently purchased my first home. I knew nothing about finance or buying a house for that matter and John came to the rescue. He not only arranged my finance but guided me on the process and legalities of purchasing. He was professional, knowledgeable and available. I feel he went way beyond his call of duty and put up with numerous phone calls from me asking inane questions. I would have no hesitation in recommending his outstanding service to anyone considering financial guidance.
E Richards
What has set John apart for me is that I have been able to achieve a dream I thought impossible. After a major change in circumstances I have been able to build a future here. I am very grateful to him and his financial wisdom.
Rosalind Wilson
We have been impressed with John’s personal commitment in finding finance options and insurance that suited us. He has been genuine and honest at all times and provided helpful advice in areas we were unfamiliar with. We would be happy to recommend John to our family and friends.
James and Kristina Taylor
