Keith Kerr Home Finance Broker

Are you looking for a mortgage, but not sure where to start? Perhaps you think it might be difficult for you to get a mortgage or loan because of your situation? Or maybe you’re just confused by the sheer number of home loan options available?

With over two decades experience as a mortgage broker, and over 1,200 very satisfied clients, you can be confident that together we’ll find the home loan you need to get what you want out of life.

What’s more important than the interest rate on your mortgage?

You see, I strongly believe it’s not the rate you’re paying on a loan that matters – it’s the rate you can pay it off. That means the structure of the loan is vitally important – far more important than just the interest rate alone.

That’s why I’ll get to know you and your situation, so I can help you find a loan that’s structured with your unique needs in mind, enabling you to enjoy financial freedom as early as possible.

Who can I help find a loan or mortgage?

I really can help just about anyone to find a home loan to suit them. No matter how complicated your situation, I’ll work with you to find a loan that meets your needs.

That’s because I’ve spent 21 years working as a loan and mortgage broker, so my knowledge of the products and options available is second to none. I also have a solid understanding of the various criteria set down by different lenders, so I can quickly establish which lenders and which products are available to you.

By looking at the bigger picture and taking into account all aspects of your current situation, like your income, your debt, your assets and your cash flow, as well as your plans and aspirations for the future, I’ll help you identify the very best solution to meet your needs.

Plus, I work closely with other skilled professionals like accountants and lawyers to get not just your personal finances, but your trusts, business and any other finances structured in the most efficient way possible, to help protect you in the future.

Free mortgage assistance, whatever your situation

Everyone’s situation is different, and while I enjoy organising straightforward loans, I also specialise in helping people in more challenging situations, such as:

First time buyers
If you’re having difficulty getting a foot on the property ladder, I may be able to help. I’ve helped a number of first time buyers to secure a loan when they have been turned down by the banks. Even if you don’t have a 20% deposit, there are still options available, like using a guarantor. Remember, every home owner was a first time buyer at one stage, so stay positive and talk to me today.

Self-employed borrowers
I feel I have a special affinity with self employed people, because I am one myself. I’ll endeavour to find you a suitable home loan, even if your variable income or limited earnings documentation has presented you with problems in the past. I’ve already helped many self employed people to secure mortgages and loans for homes and businesses, so talk to me today.

Families with children
As a family man with a wife and two daughters, I can appreciate the additional financial pressures of having children. That’s why I’m especially keen to see other families achieve their goals, and their dream home. I’ll work with you to find the right loan, and because I can access special deals from major lenders, you may find that you can enjoy freedom from your mortgage much earlier than you think.

Investment property buyers
Whether you need a large loan or a small one for your investment property, I can help you to find the loan that will meet your needs.

Refinancing
There are many reasons why you might want to refinance your home, and I can help you find the right loan for your individual situation. With my extensive knowledge of the loan market, and my ability to secure many of the special deals available, it’s my job to make sure it costs you as little as possible to live the lifestyle you want.

Debt consolidation
If you’re struggling with high interest debts, I can help you consolidate them into a mortgage or loan at a lower rate, but one that’s structured so you can still pay it off faster.

Home renovations and improvements
Perhaps you already have a home, but you just need a bit more space? I can help you access the cash you need for your home extension or renovation, with mortgage a top-up.

Mortgage broker in West Auckland and the North Shore

Wherever you’re based, there’s a good chance I can help you. I live in West Auckland, and have an office on the North Shore, so I’ve got clients from the Waitakere districts of West Harbour, Henderson, Glendene, Glen Eden, Titirangi, New Lynn, Point Chevallier and Kingsland, as well as the North Shore suburbs of Takapuna, Milford, Campbells, Browns Bay, Albany, Glenfield, Greenhithe and Albany.

I’m happy to meet you if you’re from further afield too. You may be surprised to hear that I also work with many overseas clients in Australia, Dubai, England, USA and Asia who have been referred to me by other satisfied clients.

Call 0800 0 2 B FREE!

My philosophy is simple – I want to help you find financial freedom in the easiest way possible for you. Hence my phone number – 0800 0 2 B FREE. I love helping people achieve what they want from life, especially when I’m able to find a suitable loan for someone who has been turned down in the past because of their complex situation.

So why not give me a call today for a completely free consultation, with no further obligations. And remember, my advice is always free – you won’t ever have to pay me a cent – because I am paid by the banks, not you.

That said, I’m also completely independent, so you can be sure I’ll always look out for your needs. I have a “clients for life” philosophy, and I’ll always do the right thing by you. So even if I can’t find you a loan to suit your needs, you can at least enjoy some free expert advice from someone who’s been in the loan business for over two decades.

So call me today on 0800 0 2 B FREE.