Scott Charlesworth Home Finance Broker
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mobile: 021 481 009 phone: +64 9 479 4869 OR 0800 456 266 fax: +64 9 479 8996 |
With an extensive banking and lending experience, I thrive on the technical nature of mortgage lending and helping my clients realise their dreams. I particularly enjoy the challenge and satisfaction of guiding people through the home loan process whether they are purchasing their first home, investing, or re-financing.
I provide you with a unique understanding of the local market and outstanding professional and personal home finance service. I also work alongside another Loan Market Mortgage Broker, Stuart Matheson, and together we form one of the leading mortgage broking firms on the North Shore. We have a strong support team to ensure that your needs are met and you are well looked after.
Residential purchasers
Extensive experience in the industry means I am well-placed to assist residential borrowers of all kinds, from first home buyers to those who are upgrading, self-employed or even buying with friends. Be the beneficiary of very fast approval and turnaround times, due to the excellent relationships I have developed over the course of my career with leading banks and lenders. I excel at negotiating discounts, waivers and extras, which may include interest rates, a legal contribution and waiver of fees. The success of such negotiations will of course also depend on the strength of your application, but I will always endeavour to look after your best interests.
Investment Property
Because I have a large base of clients who invest in property, as well as personal experience in property investment, I am often able to shed light on how investing in property works for both new and experienced investors. With a strong understanding of both simple and complex investment strategies, and strong working relationships with accountants and other financial professionals, I am able to help ensure that you structure your portfolio in a manner that will help you achieve maximum profit and tax benefits.
New Immigrants
I have an excellent relationship with a leading immigration company, and together we assist new arrivals to settle in New Zealand. It is very important to remember that the buying and selling process is often very different in New Zealand to that of other countries. I have assisted numerous new immigrants to New Zealand to overcome these differences and establish both home loans and investment loans. Whether you are newly arrived or are in the process of moving, I can assist via face-to-face consultations or a combination or phone and email to ensure you are ready to purchase as soon as possible.
Refinancing
I have reviewed hundreds of clients existing loan structures and have offered solutions to enable them to have an improved monthly cash flow and to save money. Whether it’s a simple switch from one product to another with the same lender or a full debt consolidation process, I am experienced at finding the right solution for your current situation.
My top finance tip
Every household is different, you need to have your requirements personalised to meet your specific needs. Having an independent adviser can help with this and may save you a lot of money if you get the right structure for your needs.
Auckland North Shore Customers
Whilst predominantly based on Auckland’s north shore, including Auckland City Centre, Torbay, Beach Haven, Birkenhead, Manly, Northcote, Whangaparoa, Birkdale, Northcote Point, Sunnynook , Albany, Browns Bay, Glenfield and Gulf Harbour, I am mobile and can meet with clients anywhere in Auckland. For clients outside of Auckland I am able to organise their finance requirements with ease via fax and email.
Business Networks
PJ Dick and Company
Paul Dick – Accountant
09 827 4948
Email Paul Dick
www.pjdick.co.nz/
HIFX
International Foreign Exchange Experts
Tel: + 64 (0) 9 306 3700
www.hifx.co.nz
For more information on home finance or to talk to Scott Charlesworth
Contact Scott Charlesworth today.
