About Annette Chalmers
Annette helps people in the Southland area find the best home loan deals. Annette works to remove property buying barriers and makes it easy for her clients. Whether you‘re buying or selling, Annette will support you through the mortgage process. Regardless of whether you are a first– home buyer, an investor or looking to refinance, she can work with you to choose the right finance deal. When you use a Loan Market adviser like Annette you‘re giving yourself the insider‘s edge. That‘s because Annette talks to lenders daily to find you the hottest home loan specials and takes a truly impartial view of hundreds of loans from a wide range of lenders. By doing all the leg work, such as completing paperwork and liaising with solicitors, she takes the stress out of your home loan.
Annette covers many suburbs including Invercargill and Gore I offer prompt professional service and I can meet my clients outside of work hours if this is necessary. I am available whenever they need to ask questions or seek help with their process in getting a loan and buying a house. I enjoy horse riding and Trekking through the wonderful beaches forests and the land we have here in Southland. I also enjoy trips to Stewart Island and skiing in the Queenstown Wanaka area. I feel privilaged to have so much available at our back door.
I would recommend Annette to anyone seeking a mortgage. She made prompt friendly contact and was able to answer questions I had. After meeting with her I was able to make a confident, informed decision in regards to which bank was the best option for me. Annette's support and availability via email, phone and in person mad organizing a home loan a breeze.
Low credit score: What are the options?
Getting turned down for a home loan because of a low credit score can be disheartening. However, it doesn’t mean it’s the end of the road. The good news is it’s still possible to achieve the dream of owning a home. In this article, we explore the options available.
New housing policy targets property investors
The government's much-anticipated housing policy announcement caught many commentators by surprise. The extension of the bright-line test was widely predicted. However, removing landlords' ability to offset their interest expenses against rental income caught everyone by surprise.
Preparing to win at auction: Tips on how to get the best outcome
According to the latest statistics from REINZ, nearly a third of all homes were sold under the hammer in New Zealand during February. That’s a whopping increase of over 16% on the same time last year. With more properties than ever being sold at auction, it pays to have a strategy prepared in advance. Here are our top tips to help you get the best outcome at auction.