About Annette Chalmers
Annette helps people in the Southland area find the best home loan deals. Annette works to remove property buying barriers and makes it easy for her clients. Whether you‘re buying or selling, Annette will support you through the mortgage process. Regardless of whether you are a first– home buyer, an investor or looking to refinance, she can work with you to choose the right finance deal. When you use a Loan Market adviser like Annette you‘re giving yourself the insider‘s edge. That‘s because Annette talks to lenders daily to find you the hottest home loan specials and takes a truly impartial view of hundreds of loans from a wide range of lenders. By doing all the leg work, such as completing paperwork and liaising with solicitors, she takes the stress out of your home loan.
Annette covers many suburbs including Invercargill and Gore I offer prompt professional service and I can meet my clients outside of work hours if this is necessary. I am available whenever they need to ask questions or seek help with their process in getting a loan and buying a house. I enjoy horse riding and Trekking through the wonderful beaches forests and the land we have here in Southland. I also enjoy trips to Stewart Island and skiing in the Queenstown Wanaka area. I feel privilaged to have so much available at our back door.
I would recommend Annette to anyone seeking a mortgage. She made prompt friendly contact and was able to answer questions I had. After meeting with her I was able to make a confident, informed decision in regards to which bank was the best option for me. Annette's support and availability via email, phone and in person mad organizing a home loan a breeze.
Buying property off-plan. What you need to know
In today’s red-hot property market, buying an apartment or townhouse off-plan can seem very attractive. After all, you get a brand new property at a set price. What could go wrong? The short answer is plenty. Buying off-plan could be the perfect solution. And it can just as easily be a nightmare. Here’s what you need to know about buying property off-plan.
Super-hot housing market records highs across the board
Once again, the property market hit record highs in October thanks in part to cheap mortgage lending. According to the Real Estate Institute of New Zealand (REINZ), nationwide median house prices increased by almost 20% on October 2019, and by 5.2% on September’s performance.
Ways to pay off your mortgage faster without ditching your barista coffee
The mortgage is your biggest expense. And while we like the idea of paying the loan off faster, we're not always so keen on sacrificing our lifestyles. However, mortgage rates are at an all-time low, and many commentators are predicting they will drop even lower. There’s never been a better time to get ahead of your mortgages payments. Here are some ways to reduce your mortgage without having to give up your barista coffee altogether. Get in touch with your mortgage adviser for more personalised advice on the best options for you.