Your local Mortgage Adviser
Whatever your lending needs are, I listen carefully and then we make a detailed plan together. I am passionate about helping you achieve your financial dreams, and I do this by connecting you with the right partners.
If you’re looking to secure a loan for a first home, an investment property or navigate your way through a separation, I am on your side and here to help.
First home buyers
Buying your first home can seem daunting but it doesn't have to be. I specialise in helping first home buyers find the right loan and navigate through their first home purchase. I know all the ins and outs of how you can use your KiwiSaver and the government Homestart grant to buy your new home, and I put you in front of the lenders I know will support you.
Upgrading Your House
Deciding to sell your home and buy another can be both exciting and nerve wracking. It may seem like a long time ago that you bought your last home and you’re not sure where to start! When looking to sell and upgrade your home I can research your available options based on your situation, explain how it works and what to expect. This way you can step-up to your next home with confidence.
Finance After Separation
This can be a very stressful time with so many unknowns. I am here to listen, then help you make a plan to maximise your options. I will support you through the transition of getting re-established, and it won’t cost you a thing! Give me a call if you could use some peace of mind and free, unbiased advice.
Understanding the responsibilities of property investment and if it’s the right decision for you is the first step. I can then help you make a financial plan to achieve your goals. Investment loans vary depending on what you are looking to achieve and can be either very simple or something more complex that helps you to make effective use of tax, gearing and repayments. I can break all this down for you into easy to understand information and decide which options suit your circumstances best. Talk to me about how you can make wise use of financing to build your property portfolio, the right loan structures can make a big difference to wealth creation.
Many New Zealanders enjoy the freedom of working for themselves, but there is a belief out there that if you’re self-employed it is hard to get a loan. It doesn’t have to be that way! I have helped many self-employed people successfully obtain home loans. I know how the system works, and how it can work for you. I go through your financials, tax returns and depreciation schedules and talk to the lenders on your behalf. Let me make life easier for you!
Finding the right fit with your business finance is vital when purchasing and growing your business. Commercial loan options vary depending on whether you are a start-up or existing business and it is important to find the right partner to help you grow the way you want to. Whether you are buying commercial property, undertaking property development, expanding your business or need some cash-flow funding, I can help you break through the red tape to find the right loan for you.
Personal Loans and Car Finance
A personal loan is a good way to obtain extra funds for some of life’s wants and needs. There are two types of personal loans – secured and unsecured.
Low credit score: What are the options?
Getting turned down for a home loan because of a low credit score can be disheartening. However, it doesn’t mean it’s the end of the road. The good news is it’s still possible to achieve the dream of owning a home. In this article, we explore the options available.
New housing policy targets property investors
The government's much-anticipated housing policy announcement caught many commentators by surprise. The extension of the bright-line test was widely predicted. However, removing landlords' ability to offset their interest expenses against rental income caught everyone by surprise.
Preparing to win at auction: Tips on how to get the best outcome
According to the latest statistics from REINZ, nearly a third of all homes were sold under the hammer in New Zealand during February. That’s a whopping increase of over 16% on the same time last year. With more properties than ever being sold at auction, it pays to have a strategy prepared in advance. Here are our top tips to help you get the best outcome at auction.