Loan Market Adviser in Porirua, Kapiti Coast, Wellington, Hutt Valley and surrounding areas.
Mortgage lending and personal risk insurance can be intimidating, knowing or understanding the options available to you isn’t easy.
Which is why I work closely with my clients every step of the way, giving them “choices” so that they can make informed decisions, and then I can make the process as seamless and stress free as possible.
First Home Buyers
Buying your first home can be an intimidating process. My approach is to put the fun back into the journey by explaining each and every step as it is about to arise, whilst also ensuring you have the best lender and structure to make your home ownership a breeze.
There are many elements to making a home loan the right one for you. I help to streamline and explain your options to make your decision making process clearer and easier leading to more comfort in your home buying decision.
Running around the banks can rob you of precious time better focused on your business. I help to identify your abilities for home lending and put the best options in place. I then continue to manage your mortgage in the long term with you, all while you concentrate on what matters most...your business.
Whether you’re looking to review your current lending options, release equity to go on that much needed holiday, do home renovations or consolidate debt, I am here to help.
When making the biggest purchase of your life it is essential to consider what your “Life Event” options are. I help to identify potential risks and offer solutions so that you can make an informed decision that is best for you and your family
Buying property off-plan. What you need to know
In today’s red-hot property market, buying an apartment or townhouse off-plan can seem very attractive. After all, you get a brand new property at a set price. What could go wrong? The short answer is plenty. Buying off-plan could be the perfect solution. And it can just as easily be a nightmare. Here’s what you need to know about buying property off-plan.
Super-hot housing market records highs across the board
Once again, the property market hit record highs in October thanks in part to cheap mortgage lending. According to the Real Estate Institute of New Zealand (REINZ), nationwide median house prices increased by almost 20% on October 2019, and by 5.2% on September’s performance.
Ways to pay off your mortgage faster without ditching your barista coffee
The mortgage is your biggest expense. And while we like the idea of paying the loan off faster, we're not always so keen on sacrificing our lifestyles. However, mortgage rates are at an all-time low, and many commentators are predicting they will drop even lower. There’s never been a better time to get ahead of your mortgages payments. Here are some ways to reduce your mortgage without having to give up your barista coffee altogether. Get in touch with your mortgage adviser for more personalised advice on the best options for you.