About Alastair Watson
Finance is a complicated web with heaps options, lots of hurdles, plenty of detail, stress & pressure to deliver on time frames. Our aim is to take care of all the detail (our fun stuff) so you can focus on your goals (your fun stuff). From start to finish we’ll make sure to remove the risk, manage time frames, provide recommendations & advice and make sure to get you the best possible deal from the right lender.
Our ambition is to become your lifelong bank manager. We continue to track fixed rate rollovers, offer continuous advice as your property journey evolves and cover all basis be it homes, investments and even business lending.
Everything. I’m keen to help any situation and have experience with all the different stages of the borrowing cycle from First Home Buyers to downsizers and retirees, up/down sizers, investors to business owners.
We have access to more lenders than any other Mortgage Broker in NZ which includes Kiwibank. Every lender suits your situation better than the rest, that’s where we go straight to the best recommendation so you can avoid approaching multiple banks yourself. They all differ in products, policy and pricing so access to multiple lenders is very important.
To break or not to break, that is the question.
With Interest rates at an all-time low, a lot of people are thinking about breaking their current fixed rate to reset at something lower. This is effectively breaking the contract you have signed with the bank, the benefit on the face of it appears obvious for the borrower – stop paying an old fixed rate above 4% and start paying a new rate of perhaps 2.79%.
If I had a dollar for every time I was asked what interest rates would do.
I have never been the fortunate owner of a crystal ball, yet I am constantly asked “what are interest rates going to do over the next couple of years." The reality is I don’t know and nobody genuinely does. People far more learned than I in the area of economics provide any prediction with a caveat.
What’s In Store for the NZ Economy as Coronavirus Fever Heats Up Worldwide?
The rapidly evolving COVID-19 situation is sending instant shockwaves through world economies and health systems and the fallout will have longer term impacts on the New Zealand economy and housing market. We look at the situation this far and analyse the key impacts and the response. COVID-19 has hit the global system with the sledge hammer, we analyse the fallout and New Zealand's response and how it will impact our housing market.