About Alastair Watson
Finance is a complicated web with heaps options, lots of hurdles, plenty of detail, stress & pressure to deliver on time frames. Our aim is to take care of all the detail (our fun stuff) so you can focus on your goals (your fun stuff). From start to finish we’ll make sure to remove the risk, manage time frames, provide recommendations & advice and make sure to get you the best possible deal from the right lender.
Our ambition is to become your lifelong bank manager. We continue to track fixed rate rollovers, offer continuous advice as your property journey evolves and cover all basis be it homes, investments and even business lending.
Everything. I’m keen to help any situation and have experience with all the different stages of the borrowing cycle from First Home Buyers to downsizers and retirees, up/down sizers, investors to business owners.
We have access to more lenders than any other Mortgage Broker in NZ which includes Kiwibank. Every lender suits your situation better than the rest, that’s where we go straight to the best recommendation so you can avoid approaching multiple banks yourself. They all differ in products, policy and pricing so access to multiple lenders is very important.
All you need to know about renting to university students
Renting to students often gets a bad rap. The stereotype of noisy parties and student loans spent on entertainment rather than rent has put off many landlords. However, it can be lucrative and is worth considering if you already own a rental near a university or are looking at locations for your next investment.
The best way to get a home loan
Memo to prospective home buyers: if you have a weakness for expensive shoes or Uber Eats, you could be impacting your hopes of gaining a home loan. The array of recently introduced challenges has made securing a home loan even more difficult and mortgage advisers may now be the best way to tackle NZ's hugely complex home loan scenarios.
The Truth about Turnkey Properties
Purchasing a turnkey property can seem like the answer to all your prayers for first home buyers and investors. Brand new, ultra-modern and at a fixed price, what’s not to like? The Reserve Bank seems to agree, and current LVR (Loan to Value Ratio) restrictions do not apply to new homes. Turnkey homes are undoubtedly an excellent option for many. And while there are plenty of upsides, there are also some downsides. Here we provide an overview of what you need to know.