About Alastair Watson
Finance is a complicated web with heaps options, lots of hurdles, plenty of detail, stress & pressure to deliver on time frames. Our aim is to take care of all the detail (our fun stuff) so you can focus on your goals (your fun stuff). From start to finish we’ll make sure to remove the risk, manage time frames, provide recommendations & advice and make sure to get you the best possible deal from the right lender.
Our ambition is to become your lifelong bank manager. We continue to track fixed rate rollovers, offer continuous advice as your property journey evolves and cover all basis be it homes, investments and even business lending.
Everything. I’m keen to help any situation and have experience with all the different stages of the borrowing cycle from First Home Buyers to downsizers and retirees, up/down sizers, investors to business owners.
We have access to more lenders than any other Mortgage Broker in NZ which includes Kiwibank. Every lender suits your situation better than the rest, that’s where we go straight to the best recommendation so you can avoid approaching multiple banks yourself. They all differ in products, policy and pricing so access to multiple lenders is very important.
Return of LVR restrictions: What it means for first home buyers and investors
The much-anticipated return of loan-to-value (LVR) restrictions kicks in from 1 March. The Reserve Bank removed the restrictions at the start of the Covid pandemic. At the time, the Bank wanted to promote cash flow and increase economic confidence. However, the economy has bounced back stronger than expected. And record house prices plus intense activity from investors have led to their reintroduction. So, what does it mean for first home buyers and investors? Here, we provide an overview of the main implications.
Changes to tenancy laws: What you need to know
The biggest reform of tenancy laws in New Zealand came into effect on 11 February. The government aims to provide a better balance between the rights of tenants and the interests of landlords. Here’s a quick guide to the main changes and what they mean in practice.
Bank of Mum & Dad: Pros and Cons of helping kids purchase their first home
A combination of low-interest rates and soaring house prices have seen many young Kiwis struggle to get on the property ladder. It’s no surprise that more and more are turning to the bank of mum and dad for help with the deposit.