Personal Loans and Car Finance

A personal loan is a good way to obtain extra funds for some of life’s wants and needs. There are two types of personal loans – secured and unsecured.

Secured loans generally offer lower interest rates than unsecured loans, but you must put up something for collateral, like your house, your car or your boat. If you don't pay off the loan, you can lose that collateral. I can help you understand the fine print and know the conditions before you choose a secured loan. Unsecured loans are commonly known as 'signature' loans – the lender will approve the funds with just your signature, but you might end up paying higher interest for the privilege.

I can talk you through the different options and, based on your financial situation and needs, recommend competitive loan options for you.

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