Loan Market Adviser in Porirua, Kapiti Coast, Wellington, Hutt Valley and surrounding areas.
Mortgage lending and personal risk insurance can be intimidating, knowing or understanding the options available to you isn’t easy.
Which is why I work closely with my clients every step of the way, giving them “choices” so that they can make informed decisions, and then I can make the process as seamless and stress free as possible.
First Home Buyers
Buying your first home can be an intimidating process. My approach is to put the fun back into the journey by explaining each and every step as it is about to arise, whilst also ensuring you have the best lender and structure to make your home ownership a breeze.
There are many elements to making a home loan the right one for you. I help to streamline and explain your options to make your decision making process clearer and easier leading to more comfort in your home buying decision.
Running around the banks can rob you of precious time better focused on your business. I help to identify your abilities for home lending and put the best options in place. I then continue to manage your mortgage in the long term with you, all while you concentrate on what matters most...your business.
Whether you’re looking to review your current lending options, release equity to go on that much needed holiday, do home renovations or consolidate debt, I am here to help.
When making the biggest purchase of your life it is essential to consider what your “Life Event” options are. I help to identify potential risks and offer solutions so that you can make an informed decision that is best for you and your family
All you need to know about renting to university students
Renting to students often gets a bad rap. The stereotype of noisy parties and student loans spent on entertainment rather than rent has put off many landlords. However, it can be lucrative and is worth considering if you already own a rental near a university or are looking at locations for your next investment.
The best way to get a home loan
Memo to prospective home buyers: if you have a weakness for expensive shoes or Uber Eats, you could be impacting your hopes of gaining a home loan. The array of recently introduced challenges has made securing a home loan even more difficult and mortgage advisers may now be the best way to tackle NZ's hugely complex home loan scenarios.
The Truth about Turnkey Properties
Purchasing a turnkey property can seem like the answer to all your prayers for first home buyers and investors. Brand new, ultra-modern and at a fixed price, what’s not to like? The Reserve Bank seems to agree, and current LVR (Loan to Value Ratio) restrictions do not apply to new homes. Turnkey homes are undoubtedly an excellent option for many. And while there are plenty of upsides, there are also some downsides. Here we provide an overview of what you need to know.