About Bruce Condliffe
Getting quality advice and securing the right finance deal takes time and effort, a process many find stressful and time consuming.
We do most of the legwork for you, giving you time to concentrate on finding the perfect property.
As your local adviser, we specialise in matching your situation and needs with the most appropriate finance package.
With access to a panel of lenders that you know and trust, we’ll negotiate on your behalf to make sure you’re getting the right deal on your loan structure.
You have the comfort of dealing with a Mortgage Adviser who is committed to promoting the professionalism of the industry through regulation and agreed standards and ethics. We can assist you to make a fully informed decision concerning your mortgage.
Our skills and expertise can often result in approvals outside normal lending guidelines. We work for you to obtain the best possible package to suit your needs.
Bruce is a specialist dedicated to obtaining the right possible arrangement for his clients. This assistance (which is generally at no cost) often results in saving clients hours of searching for the right loan. He instinctively knows where to look for the right option and with negotiation can often result in considerable savings.
The service does not end after the initial loan arrangement- Bruce is available for ongoing advice on fixed rate choices, debt management, property investment loans and overall professional assistance with your financial requirements.
"My goal is to develop an ongoing relationship with my clients that's built on trust, integrity and quality service”.
As your local adviser Bruce knows the in's and out's of how to secure finance and can guide you every step of the way.
• We find the right loan for you.
• We’ll negotiate the right deal that suits your needs.
• It’s fast and simple.
• Our service is generally at no cost.
• We have access to a range of lenders willing to negotiate with special offers and discounted interest rates.
• We’ll find out your financial goals and match your needs to the most competitive loans from thousands of choices.
“Bruce was great – found a good deal and provided good advice above and beyond what his role entailed. Would recommend to anyone”.
“Bruce was excellent to deal with, quick responses and good outcomes and always happy to help”.
“Bruce has been so helpful. He explains everything in a way that we can understand. I love his positivity. He made us feel like things were possible and made us feel confident in our decisions. Such a great guy and very humble”.
“Very helpful, made the process very easy and smooth, would definitely use him again”.
“Very easy to deal with, always helpful”.
To break or not to break, that is the question.
With Interest rates at an all-time low, a lot of people are thinking about breaking their current fixed rate to reset at something lower. This is effectively breaking the contract you have signed with the bank, the benefit on the face of it appears obvious for the borrower – stop paying an old fixed rate above 4% and start paying a new rate of perhaps 2.79%.
If I had a dollar for every time I was asked what interest rates would do.
I have never been the fortunate owner of a crystal ball, yet I am constantly asked “what are interest rates going to do over the next couple of years." The reality is I don’t know and nobody genuinely does. People far more learned than I in the area of economics provide any prediction with a caveat.
What’s In Store for the NZ Economy as Coronavirus Fever Heats Up Worldwide?
The rapidly evolving COVID-19 situation is sending instant shockwaves through world economies and health systems and the fallout will have longer term impacts on the New Zealand economy and housing market. We look at the situation this far and analyse the key impacts and the response. COVID-19 has hit the global system with the sledge hammer, we analyse the fallout and New Zealand's response and how it will impact our housing market.