Mortgage Advisers in Wellington, Hutt Valley, Porirua, Kapiti and surrounding areas
We specialise in making the process easy for you no matter what your needs are at different stages of your life. We can help you if you're looking to do the following
- Buying a new home
- Buying your first home buyer
- Start a residential investment property portfolio or add to it
- Wanting to consolidate debt or buy a vehicle
- Looking for a better deal from your bank
- Buying a Business or a Commercial building
- Insurance – Protecting what you already have
- Planning for retirement using Kiwisaver
- Wanting to transfer your Pension from the UK
At Loan Market Capital and Coast we can help you to achieve your financial and personal goals by providing sound advice and financing solutions.
We put you first in all our recommendations and advice to you, if it’s not in your best interest it’s not in ours. All advisers are Registered Financial Advisers so can provide advice to you in relation to your finances.
The best thing is it's free in most instances
Buying property off-plan. What you need to know
In today’s red-hot property market, buying an apartment or townhouse off-plan can seem very attractive. After all, you get a brand new property at a set price. What could go wrong? The short answer is plenty. Buying off-plan could be the perfect solution. And it can just as easily be a nightmare. Here’s what you need to know about buying property off-plan.
Super-hot housing market records highs across the board
Once again, the property market hit record highs in October thanks in part to cheap mortgage lending. According to the Real Estate Institute of New Zealand (REINZ), nationwide median house prices increased by almost 20% on October 2019, and by 5.2% on September’s performance.
Ways to pay off your mortgage faster without ditching your barista coffee
The mortgage is your biggest expense. And while we like the idea of paying the loan off faster, we're not always so keen on sacrificing our lifestyles. However, mortgage rates are at an all-time low, and many commentators are predicting they will drop even lower. There’s never been a better time to get ahead of your mortgages payments. Here are some ways to reduce your mortgage without having to give up your barista coffee altogether. Get in touch with your mortgage adviser for more personalised advice on the best options for you.