CAPITAL AND COAST BLOG

  1. The current/future state of NZ house prices

    ​Whether it’s tea leaves in the bottom of your cup, the behaviour of the birds, or the slightly hesitant tap of a gavel; the property market is trying to tell us something. The folks at Quotable Value (QV), who trust plain old numbers, are saying Auckland’s prices are declining, while NZ’s in gen...

  2. Jacinda scraps capital gains tax. Now what?

    Has Jacinda changed her mind? After spending a decade or so campaigning for capital gains tax (CGT) to “make our tax system fairer”, it’s no longer on the PM’s to-do list. The Tax Working Group suggested CGT in February. Anyone who made a profit selling assets like residential rental homes, inves...

  3. IAG pulls out of Wellington home insurance

    Living in Wellington means you will most likely be exposed to earthquakes, storms, flooding, landslides or even a tsunami at one stage or another. IAG, NZ’s largest general insurer (which includes brands like AMI, State, NZI, Lumley and Lantern Insurance), has said that’s why they won’t be insuri...

  4. Could payWave ruin your home ownership dreams?

    Times have changed when it comes to applying for a loan. It’s tough to secure a mortgage and there are a lot of changes going on with the legal bodies that keep a close watch over the finance and banking industry including the revision of the Financial Advisers Act in New Zealand and the Royal Co...

  5. Best rates since WWII!

    Back when rubber shortages meant dairy farmers had to prove they had at least 12 cows to qualify for gumboots and rationing saw New Zealanders shrinking their meals, mortgage rates were low. Pretty much, where they are today - seventy years on.

  6. Yes, our housing market’s slowing, but so is everyone else’s

    ​Our housing market has become less road runner and more sloth. And we’re not the only country seeing a slowdown.

  7. Interest rate 101

    ​What’s a central bank? This is a country's primary monetary authority and it decides on the interest rate. Ours is called the Reserve Bank of New Zealand, known as the RBNZ.

  8. New offer for your clients. Overseas money transfer service.

    Let's face it, transferring money in another currency is a pain and something that most of us have no idea about. That is why Loan Market has partnered with not just any old international transfer service, but one that is used by more than 300+ million people a year.

  9. Affordable housing?

    Companies like Solution Street are popping up all around and are constructing prefabricated homes. The 70m2 two-bedroom apartments are being sold from $519K in a market where the average house price is $860,000.

  10. Q and A: Your big questions answered.

    There’s a lot to know about loans, especially if you’re taking one out for the first time. So let’s knock over some of the common ones, and hope they’re some of yours.

  11. There is a way you can get a loan for an investment with only 20% deposit.

    If you’re thinking about investing, the deposit amount you need to have may be causing your anxiety levels to rise. But don’t worry, there is light at the end of the tunnel.

  12. The role of a solicitor

    Trust us, you want a good solicitor on your side. Solicitors play a crucial role in helping you buy your home. It’s important to find one early on as their advice can save you from making costly mistakes.

  13. 7 tips to ace your first auction

    Buying your first house can be daunting and when buying through an auction, it can be a rollercoaster of emotions. Like anything being prepared can help things go more smoothly and make sure the main emotion you are feeling is an excited confidence that things will go well.