About Colin Davis
I aim to give great customer service and making the whole process easy for the customer. I know family life can be busy so I can save you time comparing the different lenders and lending options. Use my experience and knowledge and let me do the work for you to find the lender and product that best suits you.
I can meet you face to face or virtually to sort your finance needs. I have help hundreds of customers purchase homes, rental properties and businesses.
Given my background in banking and over 20 years as a Branch Manager I have an in depth knowledge on all aspects of mortgage lending from First Home Buyers, Rental Investments, New Builds, Business Finance and Property Development.
First Home Buyers
First Home Buying can be a daunting experience when you are unfamiliar with terminology, processes and requirements. I can help you every step of the way from First Home Grants, KiwiSsaver, lenders and other professionals like real Estate Agents and Lawyers. Key to this is being easily accessible to clients and providing information and tips along the way.
Rental Investment Lending has its own traits and traps. I can assess your circumstances and detail your options before you start out on this journey. The difference in lenders tends to get magnified when taking on mortgage finance to purchase investment property so its becomes more important to examine all the different options. I can advise on best policies, pricing and criteria for all the different lenders and how this would effect you the customer.
Building has a layer of complexity that I can make simple for you. Whether you are looking at a Turn Key Build, a Progressive Payment contract or Labour only Build I can help explain the different lenders criteria and how this would effect you, so you can then be in charge and make the decision on how best to complete your build.
Business Lending often requires analysis of financial statements and then applying this to different lenders criteria. Whether you are looking to purchase a business, or currently own an existing business and are seeking additional finance, I can help you understand what these reports are saying, how we can apply these results to lenders requirements and then compare the different lenders to find you the best outcome.
Property Development for builders or property developers can often require special requirements and specialist lenders. Everyone is busy so see me to discuss your requirements and I will work on the finance while you work on your project.
Five reasons why you should use a Mortgage Adviser
With interest rates at an all-time low, there’s never been a better time to get a home loan. However, navigating your way around all the deals on offer is confusing. Loan Market’s nationwide team of more than 120 advisers can help make sense of it all. Securing over $300 million in home finance each month in New Zealand, our mortgage advisers know the market inside out.
The importance of pre-approvals: All you need to know
The property boom is showing no signs of letting up any time soon. It’s super competitive out there with many vendors receiving multiple offers within just a few days of going on the market. So, if you are looking to purchase your first home or make a move, pre-approvals are essential.
Low credit score: What are the options?
Getting turned down for a home loan because of a low credit score can be disheartening. However, it doesn’t mean it’s the end of the road. The good news is it’s still possible to achieve the dream of owning a home. In this article, we explore the options available.