Your Local Mortgage Adviser
I have been a Mortgage Adviser for 19 years. I enjoy the industry and love to see young people getting on the property ladder, as well as helping those seasoned owners achieve further goals. I do a lot of lending outside of normal bank criteria; business loans, farms, commercial and assisting when you just want to do something a bit different. I’m very happy to assist those, who for whatever reason, are struggling with their financial commitments. Life isn’t a straight line and sometimes things just go wrong despite your best efforts. I’m not here to judge, just provide honest financial solutions to people who find themselves in this space. So if it’s all going well or if it’s not don’t hesitate in giving me a call.
I’m a born and bred Cantabrian and father of two boys, Ciaran and Nicholas. I enjoy being a dad; seeing the world through my boys’ eyes always provides a different view on life. Prior to being a Mortgage Adviser I was an Aircraft Engineer and Flight Instructor, the latter being predominantly in the UK.
I am a keen aviator and fly regularly, still doing a bit of flight instruction as time permits. I enjoy sailing and fishing, mostly in the Marlborough sounds where you can still get a fat blue cod if you know where to look.
Why this could be a great market for long-term property investors
Property prices are falling and interest rates are rising, so you might be wondering: is this a good time to invest in property? The answer is definitely no for some people. But for others, now might be the perfect time to buy an investment property.
New housing intensification rules about to take effect
From August, councils in the greater urban areas of Auckland, Hamilton, Tauranga, Wellington, Christchurch and Rotorua Lakes will have to apply new medium-density residential standards to most of their housing stock. So what are these new rules, why have they been introduced and what will they mean for home owners?
House prices fall 0.9% over the quarter
New Zealand’s national median house price has recorded the biggest quarterly decline since 2010. There are two main reasons why prices are going backwards in much of the country.