CRAIG POPE BLOG

As home finance experts, we love keeping Kiwis like you up to speed on finance news, home advice and tips to grow your wealth.

  1. Property market showing signs of recovery - what could this mean for buyers?

    The first faint signs that the Kiwi property market is cooling have emerged, with good news predicted for property buyers. Read on for a property market update across the country.

  2. Survey confirms mortgage advisers help Kiwi borrowers save money

    Kiwi borrowers who get help from mortgage advisers are better off than those who don't. This is the vital message from new research from Financial Advice New Zealand.

  3. Outlook for first home buyers following credit changes

    It's been a tough time for first home buyers. The tightening of LVR restrictions, changes to the CCCFA and finally, stock market turbulence: which has seen many KiwiSaver balances nosedive, affecting those planning on using their funds for a house deposit. However, it's not all doom and gloom...

  4. Rising Inflation: What it means for mortgages and the property market

    You probably first noticed it at the petrol pump. And now the cost of your weekly shop is skyrocketing. Yes, the cost of living is on the increase. What does inflation mean for mortgages and the property market? Let’s take a look.

  5. Share market turbulence and KiwiSaver deposits: Keep calm and carry on saving

    First home buyers hoping to use their KiwiSaver for a house deposit will be nervously following the share markets. The ongoing market volatility has seen KiwiSaver balances take a hammering in recent months, causing sleepless nights for many. So, what's behind all the turbulence, and more importa...

  6. How to maximise your chances of mortgage approval

    The CCCFA (Credit Contracts and Consumer Finance Act) only came into force in December, and the credit crunch is already starting to bite. The good news is that you can take action to improve your prospects even in a tightened lending environment. Here are some tips to give you the best chance of...

  7. All you need to know about renting to university students

    Renting to students often gets a bad rap. The stereotype of noisy parties and student loans spent on entertainment rather than rent has put off many landlords. However, it can be lucrative and is worth considering if you already own a rental near a university or are looking at locations for your ...

  8. The best way to get a home loan

    Memo to prospective home buyers: if you have a weakness for expensive shoes or Uber Eats, you could be impacting your hopes of gaining a home loan. The array of recently introduced challenges has made securing a home loan even more difficult and mortgage advisers may now be the best way to tackle...

  9. The Truth about Turnkey Properties

    Purchasing a turnkey property can seem like the answer to all your prayers for first home buyers and investors. Brand new, ultra-modern and at a fixed price, what’s not to like? The Reserve Bank seems to agree, and current LVR (Loan to Value Ratio) restrictions do not apply to new homes. Turnkey ...

  10. New Year. New You.

    Happy New Year, and here's to a prosperous 2022! It goes without saying that 2021 was a year for the history books. We tried to navigate ever-changing rules and restrictions, new legislation and ongoing lockdowns. Now, we look forward to 2022 and all it has to offer.

  11. Don’t dig yourself into Christmas debt

    With all the hype and lead up to the Christmas season, you’d think we all had an unlimited budget to party through the festive season and purchase everyone on our contact list a Christmas gift. While that’s a nice idea, it’s not so realistic. Here are a few tips to help you with your budget durin...

  12. Property market update: Spring surge in sales despite lockdowns

    Spring traditionally sees an uplift in the market as would-be sellers and buyers capitalise on the feel-good factor of warmer weather and longer days. The latest data from REINZ shows an increase in house sales and prices over recent months. All this as the country grapples with continued lockdow...

  13. Labour & National unite over three-storey homes without consent

    It may come as a surprise and even a shock, but Labour and National have agreed sweeping changes to housing density rules in a rare show of unity. Landowners in our biggest cities will be allowed to build up to three storeys without requiring resource consent.