CRAIG POPE BLOG

As home finance experts, we love keeping Kiwis like you up to speed on finance news, home advice and tips to grow your wealth.

  1. Property Market continues to thrive but impact of lockdown 2 still to hit

    The latest property market data shows sales volumes and prices are up nationwide with some regions experiencing record-breaking increases.

  2. Covid-19: How To Future-Proof Your Business

    The recent outbreak of Covid-19 caught everyone by surprise and has been a huge wake-up call. It’s clear the pandemic is still a threat. And we could be moving up and down alert levels for some time. Preparation and planning are critical if your business is to survive and thrive at every alert l...

  3. Repayment deferral

    ​The government’s repayment deferral scheme introduced at the start of lockdown has been a lifeline for many Kiwis. In the face of job losses and slashed incomes, taking a repayment deferral​ made sense for those facing hardship.

  4. Property market bounces back after lockdown.

    The NZ property market has surpassed the expectations of even the most optimistic commentators. Read on for the latest property market data.

  5. Investing in property post COVID-19

    Low interest rates and a buoyant housing market have made property investment look like a very attractive option right now. Investing in property is bound to deliver a better return than putting your money in the bank, right? ​

  6. Post COVID-19 property market remains buoyant

    The global economic outlook may still be gloomy, but that doesn't seem to have dampened the NZ property market. Read on to find out more.

  7. Let’s talk about LVRs. Did they actually change?

    Not exactly. What has changed is the Reserve Bank of NZ’s requirements of trading banks in NZ to abide by mandated rules that had been put in place.

  8. Money is cheap, but is it easy to get?

    In what is close to the perfect storm for our business, money is the cheapest it has ever been, but it has also never been harder to access.

  9. To break or not to break, that is the question.

    With Interest rates at an all-time low, a lot of people are thinking about breaking their current fixed rate to reset at something lower. This is effectively breaking the contract you have signed with the bank, the benefit on the face of it appears obvious for the borrower – stop paying an old fi...

  10. If I had a dollar for every time I was asked what interest rates would do.

    ​I have never been the fortunate owner of a crystal ball, yet I am constantly asked “what are interest rates going to do over the next couple of years." The reality is I don’t know and nobody genuinely does. People far more learned than I in the area of economics provide any prediction with a cav...

  11. What’s In Store for the NZ Economy as Coronavirus Fever Heats Up Worldwide?

    The rapidly evolving COVID-19 situation is sending instant shockwaves through world economies and health systems and the fallout will have longer term impacts on the New Zealand economy and housing market. We look at the situation this far and analyse the key impacts and the response. COVID-19 ha...

  12. NZ Property Market Braced For Full Impact Of Coronavirus

    The World Health Organization’s declaration of a coronavirus pandemic has seen the economic crisis associated with COVID-19 ramp up to a whole new level, with a global recession seen as a near certainty. The surprise announcement of the Reserve Bank to cut the official cash rate to 0.25% for a ...

  13. Housing Market starts strongly but coronavirus clouds forecasts.

    The housing market has continued its strong momentum from 2019, with Auckland finally arriving at the party to join the rest of the country. However despite The Reserve Bank’s recent confidence that the economic effects of the coronavirus will be short-lived, there is a danger some NZ property ma...