Your local Mortgage Adviser


I specialize in helping first home buyers navigate their way through the maze of lending and bank jargon. I love to help and have a down to earth approach to explaining things. I will be there with you every step of the way, helping to keep the stress level to a minimum and helping you achieve your goals. :)

My background has been over 10 years in finance, 6 of these with one of the Main banks in NZ and 4 years working in the Home Loan Sector. 

I am a Registered Financial Adviser so you can be assured the advice you will receive from me is in your best interests and suits your goals.

I love meeting my clients and in the first instance, this can also be completed remotely (ZOOM or phone call). Let me help you :) You may be closer than you think.

Call today

Testimonials

  • Deanna Hinga
    Home Loan
    It has been a pleasure working alongside these two ladies Jo and Dawn as they helped us successfully purchase our first home, highly recommend
  • Chelsea Hamill
    Home Loan
    Dawn and Jo have been lovely to deal with and extremely helpful! They have helped us into our first home. Would definitely recommend and will use again in future.
  • Rebecca Travers
    Home Loan
    A friend recommended I go to Jo and Dawn for our first mortgage. They have been absolutely amazing and I would recommend them in a heartbeat. I truly believe we wouldn't have been able to negoitate our way through the process without them!
  • Julie DIAS POUJADE
    Home Loan
    Very Happy with Dawn and Jo, as first buyer in New Zealand they were really helpful to explain to us the process and manage a good negociation with the banks. We will definitely use them again and recommend them.
  • Helen Beck
    Home Loan
    I’ve used Jo and Dawn twice in the past 2 years to purchase a house. Both times if has been stress free. Jo and Dawn have done all the hard work on my behalf and thanks to their hard work, secured a mortgage for me. I appreciate it.
  • Junior Tcherk
    Home Loans
    Thank you Jo and Dawn for helping us get the best deal when purchasing our new home. We had so much going on but you both made us feel at ease and made sure everything went smoothly. We would highly recommend Jo & Dawn to anyone looking at buying a house. We love our new house and we thank you for your help.
  • Hannah Weir
    Home Loans
    A friend recommended Jo to me 3 years ago when I first started looking for a house. Over the whole 3 years Jo has been on the end of the phone whenever I’ve come close to buying and she’s been fantastic - patient, warm and full of good advice. Finally we recently bought and we ended up working with Dawn as well who was equally brilliant. Attentive, down to earth and flexible. Both made the mortgage maze a breeze and I’d highly recommend. Thanks to both of you!
  • Kirsten McLay
    Home Loan
    Every year Jo sorts me out with the best deal for my mortgage, shopping around and negotiating so I don't have to. I have been with her for around 5 years now and wouldn't look to change. Thanks so much Jo, Dawn and team!
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Latest News

  1. Return of LVR restrictions: What it means for first home buyers and investors

    The much-anticipated return of loan-to-value (LVR) restrictions kicks in from 1 March. The Reserve Bank removed the restrictions at the start of the Covid pandemic. At the time, the Bank wanted to promote cash flow and increase economic confidence. However, the economy has bounced back stronger than expected. And record house prices plus intense activity from investors have led to their reintroduction. So, what does it mean for first home buyers and investors? Here, we provide an overview of the main implications.

  2. Changes to tenancy laws: What you need to know

    The biggest reform of tenancy laws in New Zealand came into effect on 11 February. The government aims to provide a better balance between the rights of tenants and the interests of landlords. Here’s a quick guide to the main changes and what they mean in practice.

  3. Bank of Mum & Dad: Pros and Cons of helping kids purchase their first home

    A combination of low-interest rates and soaring house prices have seen many young Kiwis struggle to get on the property ladder. It’s no surprise that more and more are turning to the bank of mum and dad for help with the deposit.