Your local Mortgage Adviser
I specialize in helping first home buyers navigate their way through the maze of lending and bank jargon. I love to help and have a down to earth approach to explaining things. I will be there with you every step of the way, helping to keep the stress level to a minimum and helping you achieve your goals. :)
My background has been over 10 years in finance, 6 of these with one of the Main banks in NZ and 4 years working in the Home Loan Sector.
I am a Registered Financial Adviser so you can be assured the advice you will receive from me is in your best interests and suits your goals.
I love meeting my clients and in the first instance, this can also be completed remotely (ZOOM or phone call). Let me help you :) You may be closer than you think.
Return of LVR restrictions: What it means for first home buyers and investors
The much-anticipated return of loan-to-value (LVR) restrictions kicks in from 1 March. The Reserve Bank removed the restrictions at the start of the Covid pandemic. At the time, the Bank wanted to promote cash flow and increase economic confidence. However, the economy has bounced back stronger than expected. And record house prices plus intense activity from investors have led to their reintroduction. So, what does it mean for first home buyers and investors? Here, we provide an overview of the main implications.
Changes to tenancy laws: What you need to know
The biggest reform of tenancy laws in New Zealand came into effect on 11 February. The government aims to provide a better balance between the rights of tenants and the interests of landlords. Here’s a quick guide to the main changes and what they mean in practice.
Bank of Mum & Dad: Pros and Cons of helping kids purchase their first home
A combination of low-interest rates and soaring house prices have seen many young Kiwis struggle to get on the property ladder. It’s no surprise that more and more are turning to the bank of mum and dad for help with the deposit.