Deryn Coldstream

Loan Market Mortgage Adviser servicing Tauranga, Welcome Bay, Western Bay of Plenty, Otumoetai, Pyes Pa, Te Puke and surrounding suburbs

About Deryn Coldstream


Email deryn.coldstream@loanmarket.co.nz


I work with first home buyers, home owners looking to upgrade or refinance, residential property investors and businesses. I can meet with you at your convenience.


My qualifications include:-


• Bachelor of Business Studies (BBS) majoring in finance.

• Graduate Diploma in Business endorsed in Personal Financial Planning

My role as a Financial Adviser is to find the right finance for you for whichever situation you may be in. Please call/txt/email to arrange a time to meet/chat +64 27 515 0112.


What can I do for you as a first home buyer?


Buying a new home is exciting. It can also be time consuming and challenging, especially as it’s often the biggest financial commitment most of us make. I make that process easier for you and for free. I guide you through the mortgage options to find the right finance solution for you.


Talk to me – I can help you with KiwiSaver, HomeStart Grant, guarantors, gifts, deposits and more while arranging your finance.

I will explain different home loan structures and all other financial jargon you may not understand.

I can go to your existing bank or another – the great news is – I do the work - I will find the right place for you. Don’t think you have to change banks with me.

I have access to finance from major banks and other lenders.

Getting your home finance pre-approved early can ensure you are in a great position to negotiate for your home.

Maybe you are not ready/able to buy your home now. Talk to me about your plans so we can get you ‘purchase ready’ for the future.

I address any issues early to put you in the best possible position with financiers.


Some feedback from my clients:-


"Deryn was a huge support through the entire process of buying my house, she was relaxed, non judgmental and easy to talk over issues with. It was all absolutely free and Deryn always returned calls and emails promptly".

C Henderson

"Deryn was very helpful and helped me get a mortgage quickly

M Ruffell

A great, personalised service from a warm person that seemed to care and was always helpful along the way".

J Ward

"She was extremely knowledgeable, helpful and informative in all areas of which we required".

Simpson & Bradshaw

"She has been very helpful through-out the whole transaction".

A Atkins

"Deryn was extremely helpful throughout the whole lending process. She was always available and was very quick to respond to any questions and get back to me with information. Her experience and guidance were very much appreciated and I will not hesitate to recommend her to others".

J Parker


No question too small – my clients’ love that I am available for all those little questions some clients don’t like to ask. I am happy to spend time going through the ‘small stuff’ and am contactable about any financial matters assisting you on to the property ladder. Nothing gives me a better feeling than helping you to obtain what could be your biggest financial commitment, knowing I have done a great job and made it easier for you.

Of course I am available following settlement. I don’t forget about you once I have found you finance.


And I look after investors, renovators, refinance, top up and fixed rate negotiating.


Email deryn.coldstream@loanmarket.co.nz