Your Local Mortgage Adviser
We are here to help you! Whether it’s for your first home or you are looking to build your investment portfolio, by having the ability to borrow from a range of lenders, we can take the stress out of obtaining finance.
First Home Buyers
Buying your first home can be very stressful and daunting as you have never done this before. I can assist you step by step to achieve your goal of home ownership. There are many factors that contribute to buying your first home, income, deposit, KiwiSaver, external debt etc. We can put a plan in place to secure the lending you require to get you on the property ladder. Let us take the stress out of being a First Home Buyer, so you can enjoy what is one of life's greatest achievements.
No matter what your situation is, we will find the best home loan product that suits your needs. With A large range of loans available across many lenders, this can be very overwhelming. With our knowledge and connections in the industry, we can assure we will help you select what suits you best.
Investment properties can be structured in many ways. We can advise you the best ways to do this to create opportunities in the future for you to expand your Investment portfolio and create wealth and income for years to come.
Return of LVR restrictions: What it means for first home buyers and investors
The much-anticipated return of loan-to-value (LVR) restrictions kicks in from 1 March. The Reserve Bank removed the restrictions at the start of the Covid pandemic. At the time, the Bank wanted to promote cash flow and increase economic confidence. However, the economy has bounced back stronger than expected. And record house prices plus intense activity from investors have led to their reintroduction. So, what does it mean for first home buyers and investors? Here, we provide an overview of the main implications.
Changes to tenancy laws: What you need to know
The biggest reform of tenancy laws in New Zealand came into effect on 11 February. The government aims to provide a better balance between the rights of tenants and the interests of landlords. Here’s a quick guide to the main changes and what they mean in practice.
Bank of Mum & Dad: Pros and Cons of helping kids purchase their first home
A combination of low-interest rates and soaring house prices have seen many young Kiwis struggle to get on the property ladder. It’s no surprise that more and more are turning to the bank of mum and dad for help with the deposit.