Your Local Mortgage Adviser Donna Swart
I make the process of obtaining finance as smooth and stress-free as possible, by giving you the best advice, in language that’s simple and easy to understand.
I do the hard yards for you - the waiting, the data gathering, the calculating, the following up… I will be the bridge between you and the banks, finding the perfect solution that enables you to reach your goals and dreams.
I’ll be the trusted adviser you’ve always wished you’ve had on your team - not just once, but for a lifetime.
Together we’ll achieve things you never thought possible.
First Home Buyers
Buying your first home is an exciting milestone, but it can feel like a daunting experience with so many moving parts. As your trusted adviser, I’ll be a part of your team, doing whatever it takes to help you reach your property dreams. Click here for more information.
Buying an investment property can be an excellent way to create wealth, and like any investment, doing the research before you take the plunge will help you maximise your returns. Click here for more information.
Many people start to think about refinancing when interest rates or their personal circumstances change. If you’re refinancing for a better home loan, the most important thing to consider is the long-term benefits against the actual costs of refinancing. Click here for more information.
Often, self-employed borrowers face more difficulties meeting the lending criteria for standard home loans. Business cash-flows create income that fluctuates more significantly than other borrowers. If you’re a business owner looking for home and business loans, there are competitive loan options available to you - it’s a matter of knowing how to access them. Click here for more information.
Land and Construction Loans
A land and construction loan provides funding for building property or extensive renovations in a way that means you have the lowest possible repayments during the construction phase. Because a land and construction loan is a little different to approval for an established home purchase, there will usually be two approvals, so often the land and building purchase will need to settle separately. Click here for more information.
What type of loans can you use to finance property construction?
Most loans can be used to finance property construction. The only difference is that during the construction stage, you may not have access to all your loan features and repayments are generally interest-only.
Interest rates: Is now the time to fix or float?
With mortgage rates already increasing, many clients have asked us whether now is the time to fix their home loans. Everyone’s situation is different. So before making a decision, it’s essential to get expert advice from your Loan Market adviser. And to help you prepare for the discussion, here are some general pros and cons of fixed and floating mortgages.
Five tips to help you select the best property manager
Choosing a property manager could make or break your investment. Make the right choice, and your investment will likely be safe, secure and profitable. However, make the wrong selection and it could be your worst nightmare.
First home buyer stress: 5 tips to help you manage the process for a better outcome
When it comes to stressful life events, buying your first home is up there in the top ten. Here we share some tips to help you manage the process for a better outcome.