About Gina Smith


With over five years experience in the mortgage industry and seven years working in real estate my passion is people and property and I have a wealth of knowledge to help my clients achieve their financial goals.

I am here to help you through the home loan process and will go the extra mile to make sure you get the best possible outcome given your unique situation. I strive to ensure that you will benefit from the relationships I have with all of the banks and other lenders. The outcome for you being the best possible service and pricing available as well as cash contributions where possible.

As your financial adviser I will be available to you well past your first property purchase. My goal is to build long standing relationships with my on going service and communication.

Outside of work I thoroughly enjoy spending time with my family, friends and golden retriever, Lexi. Starting my day with some early morning exercise and yoga is very important to me. I am also a keen gardener, love cooking and can be seen exploring the hills and walking tracks in Christchurch. 


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Latest News

  1. Property market update: Spring surge in sales despite lockdowns

    Spring traditionally sees an uplift in the market as would-be sellers and buyers capitalise on the feel-good factor of warmer weather and longer days. The latest data from REINZ shows an increase in house sales and prices over recent months. All this as the country grapples with continued lockdowns and Covid restrictions. Here’s our analysis of the latest trends in the property market.

  2. Labour & National unite over three-storey homes without consent

    It may come as a surprise and even a shock, but Labour and National have agreed sweeping changes to housing density rules in a rare show of unity. Landowners in our biggest cities will be allowed to build up to three storeys without requiring resource consent.

  3. Mortgage stress? Four ways to pay off your mortgage faster

    Extended lockdowns and rising interest rates have resulted in mortgage stress for many Kiwis. Unlike last year’s lockdown, the government hasn’t introduced a mortgage deferral scheme this time around. If you are struggling to pay your mortgage, then talk to your Loan Market adviser. They can provide the expert help and advice you need.