About Gina Smith
With over five years experience in the mortgage industry and seven years working in real estate my passion is people and property and I have a wealth of knowledge to help my clients achieve their financial goals.
I am here to help you through the home loan process and will go the extra mile to make sure you get the best possible outcome given your unique situation. I strive to ensure that you will benefit from the relationships I have with all of the banks and other lenders. The outcome for you being the best possible service and pricing available as well as cash contributions where possible.
As your financial adviser I will be available to you well past your first property purchase. My goal is to build long standing relationships with my on going service and communication.
Outside of work I thoroughly enjoy spending time with my family, friends and golden retriever, Lexi. Starting my day with some early morning exercise and yoga is very important to me. I am also a keen gardener, love cooking and can be seen exploring the hills and walking tracks in Christchurch.
Why this could be a great market for long-term property investors
Property prices are falling and interest rates are rising, so you might be wondering: is this a good time to invest in property? The answer is definitely no for some people. But for others, now might be the perfect time to buy an investment property.
New housing intensification rules about to take effect
From August, councils in the greater urban areas of Auckland, Hamilton, Tauranga, Wellington, Christchurch and Rotorua Lakes will have to apply new medium-density residential standards to most of their housing stock. So what are these new rules, why have they been introduced and what will they mean for home owners?
House prices fall 0.9% over the quarter
New Zealand’s national median house price has recorded the biggest quarterly decline since 2010. There are two main reasons why prices are going backwards in much of the country.