About Gina Smith
With over five years experience in the mortgage industry and seven years working in real estate my passion is people and property and I have a wealth of knowledge to help my clients achieve their financial goals.
I am here to help you through the home loan process and will go the extra mile to make sure you get the best possible outcome given your unique situation. I strive to ensure that you will benefit from the relationships I have with all of the banks and other lenders. The outcome for you being the best possible service and pricing available as well as cash contributions where possible.
As your financial adviser I will be available to you well past your first property purchase. My goal is to build long standing relationships with my on going service and communication.
Outside of work I thoroughly enjoy spending time with my family, friends and golden retriever, Lexi. Starting my day with some early morning exercise and yoga is very important to me. I am also a keen gardener, love cooking and can be seen exploring the hills and walking tracks in Christchurch.
Interest rates: Is now the time to fix or float?
With mortgage rates already increasing, many clients have asked us whether now is the time to fix their home loans. Everyone’s situation is different. So before making a decision, it’s essential to get expert advice from your Loan Market adviser. And to help you prepare for the discussion, here are some general pros and cons of fixed and floating mortgages.
Five tips to help you select the best property manager
Choosing a property manager could make or break your investment. Make the right choice, and your investment will likely be safe, secure and profitable. However, make the wrong selection and it could be your worst nightmare.
First home buyer stress: 5 tips to help you manage the process for a better outcome
When it comes to stressful life events, buying your first home is up there in the top ten. Here we share some tips to help you manage the process for a better outcome.