About Gina Smith
With over three years’ experience in the mortgage industry and seven years working in real estate my passion is people and property and I have a wealth of knowledge to help my clients achieve their financial goals.
I am here to help you through the home loan process and will go the extra mile to make sure you get the best possible outcome given your unique situation. I strive to ensure that you will benefit from the relationships I have with all of the banks and other lenders. The outcome for you being the best possible service and pricing available as well as cash contributions where possible.
As your adviser I will be available to you well past your first property purchase. My goal is to build long standing relationships with my on going service and communication.
Outside of work I thoroughly enjoy spending time with my teenage daughters and partner James. Starting my day with some early morning exercise is very important to me. I am also a keen gardener, love cooking and having the odd vino with family and friends.
Regional NZ Roars into 2020
The property market continued to pick up steam during the year to finish the decade with a roar. Buoyed by low interest rates and squeezed by shortage of housing stock, the end of 2019 was marked by very strong price growth in regional markets and Auckland emerging from its slumber. Price records tumbled frequently around the regions and despite low inventory, sales volumes in December hit a three year high reinforcing the energy in the market.
2020 Goal Setting vs Goal Kicking: Five ways to win
I get an influx of clients with optimism and determination booking appointments at the start of every year. They plan to buy an investment property, or help get kids into their first property, and couples start getting serious about a first home purchase. You are likely to get the same sort of enquiry at the beginning of every year. Clients and customers who have had time to reflect on things over the festive break, and come back in January motivated with some big goals too. Research shows that although many people make a New Year's resolution, only 14 per cent stick to it, with 55 percent giving up before March!
New Year - New Builds
Considering building in 2020? Getting the right loan is crucial. Don't get caught with the wrong lender for your next building project. If your New Year's resolution is to build a new house, It is important to ensure you find the right lender for your project. Every lender has different policies for construction lending so how do you make sure you find the right one? Let us help.