Mortgage advisers servicing Hibiscus Coast, Auckland, North Shore and surrounding areas
The Loan Market Hibiscus Coast team have successfully written over $1,000,000,000 in home loans. Lead by Stuart Matheson and Scott Charlesworth who joined their businesses over 13 years ago to be able to offer you extensive advice and professional service for your home finance needs.
We cover areas like Auckland’s North Shore, Orewa, Stanmore Bay, Gulf Harbour, Millwater, Manly, and the greater Auckland area.
Have you got equity in your home and cash surplus in your budget?
When your home loan is coming off a fixed rate, we encourage you to ask yourself a few simple questions... read more
First home buyers
We pride ourselves on making the effort to arm a new buyer with the right information, so that they understand all of their home finance options.
Many New Zealanders enjoy the freedom of working for themselves, but being self-employed means time is of the essence, not to mention the challenge of keeping up with the paperwork of running your own business...read more
In the last 14 years we have helped settle over $1 billion worth of home loans. That is a lot of happy clients... read more
Lending, buying and selling can be a minefield, particularly when you’re in unfamiliar territory, and it is extremely rewarding to be part of the service that makes dreams a reality.
Land and Construction Loan
Because new construction loans are exempt from RBNZ (Reserve Bank New Zealand) rules you may only need a 10% deposit (20% for investment properties), so building a new home is a good option if you have a good income but haven’t yet saved your 20% deposit.
Return of LVR restrictions: What it means for first home buyers and investors
The much-anticipated return of loan-to-value (LVR) restrictions kicks in from 1 March. The Reserve Bank removed the restrictions at the start of the Covid pandemic. At the time, the Bank wanted to promote cash flow and increase economic confidence. However, the economy has bounced back stronger than expected. And record house prices plus intense activity from investors have led to their reintroduction. So, what does it mean for first home buyers and investors? Here, we provide an overview of the main implications.
Changes to tenancy laws: What you need to know
The biggest reform of tenancy laws in New Zealand came into effect on 11 February. The government aims to provide a better balance between the rights of tenants and the interests of landlords. Here’s a quick guide to the main changes and what they mean in practice.
Bank of Mum & Dad: Pros and Cons of helping kids purchase their first home
A combination of low-interest rates and soaring house prices have seen many young Kiwis struggle to get on the property ladder. It’s no surprise that more and more are turning to the bank of mum and dad for help with the deposit.