Whether it’s a simple switch from one product to another with the same lender or a full debt consolidation process, we're experienced at finding the right solution for your current situation.

Normally the obvious best practice is for a lender to keep their customers rather than getting new ones (you would think!)

The cost to refinance is now normally much less than what a new lender will offer, and the pain of moving accounts, etc, is no where near as bad as it used to be.

When your home loan is coming off a fixed rate, we encourage you to ask yourself a few simple questions:

  1. Is this still the best bank for me? (rates, service and products)
  2. Will my own bank look after me better than other banks?
  3. Is my current loan structure correct for my situation going forward, short, medium and long term (a review may be required)
  4. Do I need a top up loan (to repay short term debts, purchase a new car, home improvements, etc)
  5. Can I retire debt faster?

We help our customers to work out the answers. We assist them to restructure with their own bank, or assist them to move to a better bank. We do not charge a fee to you, as the banks pay us to assist you.

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