Your local mortgage adviser in Point Chevalier, Takapuna, Manukau, Ellerslie, Henderson and surrounding areas
I specialise in helping home buyers, investors and developers who are looking for finance for their property deal, but don’t want to be overwhelmed with the paperwork or talking to every bank in their lunch break.
My aim is to take the time to sit down with you so that I understand your goals for your purchase then find the finance that suits your needs while supporting you through every step of the process.
Buying a home to live in is a big milestone for you and your family so while you focus on searching for the perfect place with the right sized backyard and open-plan entertainment living, I will work to find you a home loan that suits your needs.
Whether you’re just getting onto the property ladder or needing a whole new ladder, I’m here to discuss your investment goals with you so that you can take the best course of action based on what you’re aiming for.
Our property strategy is only as good as your finance strategy so let me help you source finance for your development project (subdivisions, building additional houses on a site).
Return of LVR restrictions: What it means for first home buyers and investors
The much-anticipated return of loan-to-value (LVR) restrictions kicks in from 1 March. The Reserve Bank removed the restrictions at the start of the Covid pandemic. At the time, the Bank wanted to promote cash flow and increase economic confidence. However, the economy has bounced back stronger than expected. And record house prices plus intense activity from investors have led to their reintroduction. So, what does it mean for first home buyers and investors? Here, we provide an overview of the main implications.
Changes to tenancy laws: What you need to know
The biggest reform of tenancy laws in New Zealand came into effect on 11 February. The government aims to provide a better balance between the rights of tenants and the interests of landlords. Here’s a quick guide to the main changes and what they mean in practice.
Bank of Mum & Dad: Pros and Cons of helping kids purchase their first home
A combination of low-interest rates and soaring house prices have seen many young Kiwis struggle to get on the property ladder. It’s no surprise that more and more are turning to the bank of mum and dad for help with the deposit.