Your local mortgage adviser in Point Chevalier, Takapuna, Manukau, Ellerslie, Henderson and surrounding areas
I specialise in helping home buyers, investors and developers who are looking for finance for their property deal, but don’t want to be overwhelmed with the paperwork or talking to every bank in their lunch break.
My aim is to take the time to sit down with you so that I understand your goals for your purchase then find the finance that suits your needs while supporting you through every step of the process.
Home Loans
Buying a home to live in is a big milestone for you and your family so while you focus on searching for the perfect place with the right sized backyard and open-plan entertainment living, I will work to find you a home loan that suits your needs.
Investors
Whether you’re just getting onto the property ladder or needing a whole new ladder, I’m here to discuss your investment goals with you so that you can take the best course of action based on what you’re aiming for.
Development Funding
Our property strategy is only as good as your finance strategy so let me help you source finance for your development project (subdivisions, building additional houses on a site).
Testimonials
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Tony NicholsonSuccess with Urgent Open Bridging Loan
Hi Jen, I wanted to give some feedback regarding my experience in dealing with you over the last 2 weeks. So, where do I start...! Firstly, thank god I found you! After my current bank of 40+years told me they were no longer able to help me with my bridging finance for my new home in Papamoa which was settling in 7 working days, I really had no idea where to go for help as I hadn’t sold my current home after an offer fell over the day before. So as people do these days, I turned to Google in the hope of finding some shred of help. Amongst the listings on my phone was an interesting website with plenty of information about bridging finance and I wasn’t sure what I was even looking at, but called the number anyway, and got you. You might remember me asking you (after about 10 minutes of telling you my life story and my current desperate situation) “Is this an information line, or do you do finance as well?”! I asked that because I couldn’t believe how helpful the person on the other end of the line was, and that you weren’t trying to sell me anything at all. I honestly felt like you had all day to help me and you seemed so confident and sympathetic to my situation that I actually thought you were too good to be true. I’ve been in sales in various forms for most of my working life and like to think I was pretty good at what I did. I wasn’t a pushy sales person, but instead took pride in being helpful, empathetic, and highly knowledgeable about my product and my customers business. I can only hope my customers felt as looked after and cared for as you have made me feel in my dealings with you. You put 99% of the people I’ve ever dealt with to shame (I’d quite honestly say 100%, but I don’t want to give you a big head haha). You never left me hanging and waiting for information, you were confident when I really needed to hear it, you were kind and understanding even when I was doubting that you were going to get me a solution to my situation, and you made things happen when I really thought you were attempting the impossible. So honestly Jen, I can’t thank you enough for not only getting me the solution I was after, but for doing it in a way that exceeded all my expectations! You are truly an expert in what you do, and one of the most lovely people I’ve ever met, and I wouldn’t hesitate in recommending you to anyone I know who needs financial help. Zoe and I are both deeply appreciative of your help and feel like you were truly an angel sent from heaven when we really needed one. We wish you all the best for a happy and prosperous future and hope you can come visit us in Papamoa one day! Kindest regards, Tony Nicholson
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Vicki & StuartHome Loan
Working with Jen Gautier at Loan market has been an absolute pleasure. From our initial phone conversation right through to our home purchase, Jen has been by our side providing support and professional advice. Jen has always made herself available to take our calls and it didn't matter whether it was a weekday or weekend, she was always accessible. Both Vicki and I have been fortunate enough to have purchased numerous properties in our lifetime and never before have we received this level of professionalism and individually tailored support. Thanks Jen, you are amazing.
Latest News
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Return of LVR restrictions: What it means for first home buyers and investors
The much-anticipated return of loan-to-value (LVR) restrictions kicks in from 1 March. The Reserve Bank removed the restrictions at the start of the Covid pandemic. At the time, the Bank wanted to promote cash flow and increase economic confidence. However, the economy has bounced back stronger than expected. And record house prices plus intense activity from investors have led to their reintroduction. So, what does it mean for first home buyers and investors? Here, we provide an overview of the main implications.
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Changes to tenancy laws: What you need to know
The biggest reform of tenancy laws in New Zealand came into effect on 11 February. The government aims to provide a better balance between the rights of tenants and the interests of landlords. Here’s a quick guide to the main changes and what they mean in practice.
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Bank of Mum & Dad: Pros and Cons of helping kids purchase their first home
A combination of low-interest rates and soaring house prices have seen many young Kiwis struggle to get on the property ladder. It’s no surprise that more and more are turning to the bank of mum and dad for help with the deposit.