Your local mortgage adviser in Point Chevalier, Takapuna, Manukau, Ellerslie, Henderson and surrounding areas
I specialise in helping home buyers, investors and developers who are looking for finance for their property deal, but don’t want to be overwhelmed with the paperwork or talking to every bank in their lunch break.
My aim is to take the time to sit down with you so that I understand your goals for your purchase then find the finance that suits your needs while supporting you through every step of the process.
Buying a home to live in is a big milestone for you and your family so while you focus on searching for the perfect place with the right sized backyard and open-plan entertainment living, I will work to find you a home loan that suits your needs.
Whether you’re just getting onto the property ladder or needing a whole new ladder, I’m here to discuss your investment goals with you so that you can take the best course of action based on what you’re aiming for.
Our property strategy is only as good as your finance strategy so let me help you source finance for your development project (subdivisions, building additional houses on a site).
Let’s talk about LVRs. Did they actually change?
Not exactly. What has changed is the Reserve Bank of NZ’s requirements of trading banks in NZ to abide by mandated rules that had been put in place.
Money is cheap, but is it easy to get?
In what is close to the perfect storm for our business, money is the cheapest it has ever been, but it has also never been harder to access.
To break or not to break, that is the question.
With Interest rates at an all-time low, a lot of people are thinking about breaking their current fixed rate to reset at something lower. This is effectively breaking the contract you have signed with the bank, the benefit on the face of it appears obvious for the borrower – stop paying an old fixed rate above 4% and start paying a new rate of perhaps 2.79%.