Mortgage Adviser in Kingsland, Western Springs, Mt Albert
With well over 30 years in the banking and finance sector, you can be confident that you will receive the right advice and service for your home loan. Most clients I meet really want a guiding hand and expert help with their finances. They want to know what the pitfalls are with negotiating on a property or attending an auction. They want to be advised on how to structure their loans to suit their unique situation and obtain a competitive package from a lender who appreciates their business. Once they are on the ladder they want help to pay off their loans faster and also ongoing advice to address their personal Insurance needs.
What are the benefits of using a mortgage adviser?
First Home Buyers
Buying your first home is an exciting experience, but can feel overwhelming with so many aspects of the purchase that need to be dealt with and a roller-coaster of emotions bidding on properties at auctions.
Getting pre-approved for a home loan is a good way to start the process of buying a home and will save you lots of time further down the track.
Refinancing your current home loan can be very beneficial in helping you save money if used in the right circumstances.
Consolidating your short term debts with your home loan can be a great tool to help you manage your finances better and reduce your repayments at the same time.
Clients tend to focus most of their attention on the type of house they can afford, suburbs, schools, interest rates and repayments.
Low credit score: What are the options?
Getting turned down for a home loan because of a low credit score can be disheartening. However, it doesn’t mean it’s the end of the road. The good news is it’s still possible to achieve the dream of owning a home. In this article, we explore the options available.
New housing policy targets property investors
The government's much-anticipated housing policy announcement caught many commentators by surprise. The extension of the bright-line test was widely predicted. However, removing landlords' ability to offset their interest expenses against rental income caught everyone by surprise.
Preparing to win at auction: Tips on how to get the best outcome
According to the latest statistics from REINZ, nearly a third of all homes were sold under the hammer in New Zealand during February. That’s a whopping increase of over 16% on the same time last year. With more properties than ever being sold at auction, it pays to have a strategy prepared in advance. Here are our top tips to help you get the best outcome at auction.