Getting pre-approved for a home loan is a good way to start the process of buying a home and will save you lots of time further down the track. Get a pre- approval well before you start looking at houses, so you have a clear understanding of what you can borrow, and what you can comfortably afford. Make sure your budget includes everything so that the end result fits nicely into your lifestyle. It will give you a clearer picture of what you can and can't do.

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