Mortgage adviser for West and South Auckland
Home Loans
I have access to over 20 different lenders, all with different lending criteria. My job is to find the right loan to suit your financial situation.
First Home Buyers
Obtaining your first home loan can be a mine field, my role is to stand alongside you as together we navigate this process to inform you of all your options.
Refinancing
Are you with the right bank for your current circumstances? Have things changed since you took out your first loan? Can I find a way to reduce your debt faster? Yes, is the answer, together let’s see if we can find a way to save you years on your loan repayments.
Self Employed
Being self-employed brings different challenges when applying for a loan, especially if you are new in your business. I can guide you through this process, giving sound advise on how to position your situation with a variety of lenders who specialise in this area.
Investors
Wanting to invest or already an investor with a desire to grow your portfolio? Banks change their lending criteria frequently along with changing governments and policies.
Credit Defaults
Sometimes life happens, and we find ourselves in situations that make lending very difficult with main stream lenders. Everyone deserves the opportunity to turn things around and make a fresh start.
Building and Construction Loans
These can be confusing and complex, let me assist you in interpreting the fine print and jargon that is used in these applications and build your dream home or business. Are you with the right bank?
Debt Consolidation
Do you have a home loan, plus hire purchases, plus car finance, plus personal loan and credit card debt to boot? By consolidating these debts into a home mortgage you can repay the debts much faster potentially saving you thousands in interest.
Insurance
This is an important part of the lending process. My role as a Mortgage Adviser is to make sure that you are not exposed to any risk that may jeopardise your home or business. At Loan Market we can ensure that you have understood the risks and refer you to the best insurers to meet your needs.
Car Finance
Is your car too small, too big or just too old and costing too much? I can assist you with competitive car finance and at the same time make sure that the lending fits with your current ability to service. Don’t get caught out with unseen hooks!
Testimonials
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Trude Cameron
We wanted to say how much we have enjoyed your wisdom and support over the last 13 years with regards to the various mortgage deals you have sorted out on our behalf. There have been a number of times when we have needed your services and you have always been so helpful and have come up with options to suit the various requirements. You have always thought outside the box and have gone the extra mile to sort out the best deals for our needs. You have also worked alongside us in a relaxing and friendly manner which we have greatly appreciated. We have no hesitation recommending you to anyone as you are 100% trustworthy and an excellent ‘loan arranger’.
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Gary Richards
Over the past 19 years, I have come across many mortgage brokers in my travels. The few that I have used have had poor customer service, couldn’t remember our situation, what we needed or even which bank we were with. There was no real benefit and it felt like I was chasing my tail constantly and fighting to get any response, especially during a shorter due diligence period where you need that immediate contact. Well, that was until I met Keith Jones. It has been a fantastic journey and I have learned so much from him. He is up to date in his knowledge and shares the latest trends in the market place with us. He has also saved us a whole lot of money with our investments. He knows our situation in great detail, including what we have with each bank, each property or each of our other investments. It’s not just about saving money either – prompt response and outstanding customer service is what we’ve received from Keith, and he is always polite. There is no one I would recommend more than Keith. Do yourself a favour and give him an opportunity to help you with your finances. You’ll be singing all the way to the bank.
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Luke & Rose KoenenHome Loan
He went above and beyond and answered all the questions I had, even the ones the bank couldn't answer..
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Aileen EmpanadoHome Loan
He does outstanding job, responsive and a very experienced broker who can navigate options of getting your loan approved in whatever circumstances.
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Sreedharanth SreedharanathHome
Keith is very professional and kind towards his client and always safeguards clients interest also makes our job easier through his meticulous way of working.
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Joshua DownesHome Loan
Incredibly helpful with not only securing the loan but also with generic questions around buying the house. As a first home buyer Keiths knowledge and experience was an immense help.
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Alaine IngleHome Laon
Keith is very efficient, explained all our options, terminology etc in plain English and keep me up to date with progress which made the whole process smoothe going.
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Anton WeberHome Loan
He was very thorough and clear in explaining everything and went out of his way to help us achieve our goal of home ownership
Latest News
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Return of LVR restrictions: What it means for first home buyers and investors
The much-anticipated return of loan-to-value (LVR) restrictions kicks in from 1 March. The Reserve Bank removed the restrictions at the start of the Covid pandemic. At the time, the Bank wanted to promote cash flow and increase economic confidence. However, the economy has bounced back stronger than expected. And record house prices plus intense activity from investors have led to their reintroduction. So, what does it mean for first home buyers and investors? Here, we provide an overview of the main implications.
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Changes to tenancy laws: What you need to know
The biggest reform of tenancy laws in New Zealand came into effect on 11 February. The government aims to provide a better balance between the rights of tenants and the interests of landlords. Here’s a quick guide to the main changes and what they mean in practice.
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Bank of Mum & Dad: Pros and Cons of helping kids purchase their first home
A combination of low-interest rates and soaring house prices have seen many young Kiwis struggle to get on the property ladder. It’s no surprise that more and more are turning to the bank of mum and dad for help with the deposit.