Lisa Meredith

Loan Market Mortgage Adviser servicing Kingsland, Sandringham, Grey Lynn and surrounding suburbs

About Lisa Meredith

Experience, You can't beat it!

Experience is invaluable in choosing the right home loan for your needs. As are strong relationships with a broad range of lenders. In a nutshell, that’s the benefit of working with a qualified, expert Home Finance Adviser.

Most banks and other lenders have very similar home loan products and it can be easy to be swayed simply by a difference in interest rate. I’d like to show you how my experience goes much further in helping you to choose a home loan that works with your short and long term goals, and can save you money over time.

What you can expect:

  • Time taken to fully understand your financial goals and plans
  • Complete assessment of how your home loan needs to work to achieve these
  • Simple and seamless application process and guidance
  • Strong interest rate negotiation skills on your behalf
  • End-to-end follow-up from loan offer to settlement
  • Ongoing support and advice as required during your loan term.

If you’re looking for an expert Mortgage Adviser with exceptional listening skills and a track record of placing clients in the best home loan for their needs, I welcome you to get in touch.

Every home loan client is driven to the market for different needs. I work with a broad range of clients including first home buyers; investors; small business owners; construction and those looking to upgrade or downsize. The important thing here is that every client has individual needs relating their goals and circumstances which ultimately – when listened to carefully – determines which home loan structure is the best fit.

Business Qualifications

  • BCS
  • Diploma in Management (Marketing)



First Home Buyers

Being part of the excitement of when first home buyers become home-owners is one of the most rewarding parts of my job as a Mortgage Adviser. Buying your first home is an exciting experience, but can be stressful and confusing on your own, so I will guide you through each step to understand the process and ensure your home loan is suited for your situation.



Pre-Approvals

Getting pre-approved for a home loan is a good way to start the process of buying a home and will save you lots of time further down the track. Get a pre approval well before you start looking at houses, so you have a clear understanding of what you can borrow, and what you can comfortably afford. Give yourself a few weeks to digest the information, get a clear picture of what you can do financially. It will save you a lot of time at looking at the wrong properties and give you a clearer picture of what you can and can't do.


Refinancing

Refinancing your current home loan can be very beneficial in helping you save money if used in the right circumstances. It can also be used to access existing equity in your home to fund renovations and investments or to consolidate debt. However refinancing can incur costs. As your mortgage Broker, I can go through the sums with you to determine the long term benefits against the actual costs of refinancing so there are no financial surprises.



Debt Consolidation

Consolidating your debt with your home loan can be a great tool to both help you manage your finances easier, and reduce your debt and repayments at the same time. Having a home loan gives a lender more security over a loan, therefore, typically lower interest rates. It also means just managing one payment rather than several. While beneficial, it's not always possible so let me check if this is a good option for your situation.



"In the madness of the whole moving twice and holiday shenanigans I didn’t thank you properly for all your work for us, really appreciate you taking all my calls so close to Xmas and the solid advice. All settled in now thank god and loving the place, first payment this Friday and then reality sets in! Thanks again, I’ll be sure to recommend you to anyone who needs a broker"

Joe, Avondale


"Just want to say a huge thanks for helping us re-finance our mortgage. You will not forget our application quickly as it was extremely complex, intense and dramatic! (with lots of high drama happening on settlement week!!!). But we settled cleanly in the end and that was due mainly to your hard and professional work. Your expertise and experience rose to the occasion, especially when unexpected turn of events threatened to jeopardize settlement from happening - My numerous panic phone calls and texts too you were always answered by your cool and calm response. You always had an idea how to deal with the many obstacles. You always moved quickly and did all the running around and phone calling.

You always made us feel that nothing was too hard for you to handle (when we knew very well that it was very hard) or you never once waivered or gave up on us (when you could easily have thrown in the towel on us) - You always gave us hope that we would achieve the outcome to re-finance - and negotiate a discounted interest rate with the bank. We can now breathe a sigh relief.

So thank you once again Lisa on behalf of my family. We will definitely refer your services onto to our large network of family, friends and work colleagues, without hesitation. Keep up the good work. We wish you all the best Lisa"

Ben T, Mt Albert


"You are our number 1 broker!! This is just a little something to say thank you for the leaps and bounds you have gone to for us so far. We think you're amazing. Can't wait to ask you round for bubbles when we land "the one".

Gemma and Tim, Parnell


"We couldn’t have asked for a better service from Lisa, she was amazing and there in a jiffy with any queries we may have had.I will most certainly recommend you guys and send in referrals as and when we come across someone requiring Loan Market.Thanks again and have a great day".

Angie


"We wanted to thank you so much for all your hard work on our behalf. You were very efficient, easy to deal with and a great communicator. We were really impressed with your service. Thanks so much."

Chris & Gina