Loan Market Mortgage Advisers based in Dunedin

We’ve won a number of awards and are most proud of winning New Zealand’s Financial Services Business of the Year in 2010, and every year for the past five, we’ve been finalists in the New Zealand Mortgage Broker of the Year awards, with Sally winning in 2009.




Self employed

We know that Dunedin is a hotspot for self-employed people and specialise in helping you into the right loan. If you work for yourself, it can be difficult to get all the necessary paperwork together. Lo-doc loans do away with the need for traditional proof of income like company financials or tax returns and are a great option for self-employed New Zealanders to finance their property. We make sure you’re not penalised if you’re putting lots of personal expenses through your business and can asset lend if this is the right solution for you. You’ll still need to satisfy a few requirements and Brian and the Loan Market Dunedin team will talk you through your options.

First home buyers

Buying your first home can be daunting, but it doesn’t need to be. We explain all the jargon and talk you through what might work best for you. We understand the finer points of using your KiwiSaver to help you buy your first home, including how the first home buyers grant works. Talk to us about the different finance options, you don’t need a 20% deposit as many people believe, 10% can be fine and we can even arrange 100% finance if you have a suitable guarantor to assist, which can be done on very friendly terms for the guarantor.

Testimonials

  • Ian & Olga Frew
    I would like to thank Brian and the team for helping my family secure our house. The team were patient while we went through several different property options. Every question and hurdle we threw at them was tackled with a positive outcome. We will continue to use their services whenever possible as the professionalism of the team have shown is outstanding.
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Latest News

  1. Is property still a good investment?

    There's no doubt; many potential property investors were spooked by the government's housing policy changes announced in March. What once was a cast-iron investment option suddenly seemed less attractive. However, despite the changes to tax concessions and the bright-line test, there's little evidence that landlords are selling up in any significant numbers. So, is property still a good investment?

  2. First home buyer stress: 5 tips to help you manage the process for a better outcome

    When it comes to stressful life events, buying your first home is up there in the top ten. Here we share some tips to help you manage the process for a better outcome.

  3. DTI’s - What are they and what impact will they have?

    So far in 2021, the government have announced a wave of policy and potential policy changes, aimed at cooling down the runaway housing market and in their own words, “tilting it more in favour of first home buyers”. The latest shot fired by Finance Minister Grant Robertson has been adding DTI’s (debt to income ratios) to the Reserve Bank’s arsenal – giving them the ability to implement them if they wish to.