Loan Market Mortgage Advisers based in Dunedin

We’ve won a number of awards and are most proud of winning New Zealand’s Financial Services Business of the Year in 2010, and every year for the past five, we’ve been finalists in the New Zealand Mortgage Broker of the Year awards, with Sally winning in 2009.




Self employed

We know that Dunedin is a hotspot for self-employed people and specialise in helping you into the right loan. If you work for yourself, it can be difficult to get all the necessary paperwork together. Lo-doc loans do away with the need for traditional proof of income like company financials or tax returns and are a great option for self-employed New Zealanders to finance their property. We make sure you’re not penalised if you’re putting lots of personal expenses through your business and can asset lend if this is the right solution for you. You’ll still need to satisfy a few requirements and Brian and the Loan Market Dunedin team will talk you through your options.

First home buyers

Buying your first home can be daunting, but it doesn’t need to be. We explain all the jargon and talk you through what might work best for you. We understand the finer points of using your KiwiSaver to help you buy your first home, including how the first home buyers grant works. Talk to us about the different finance options, you don’t need a 20% deposit as many people believe, 10% can be fine and we can even arrange 100% finance if you have a suitable guarantor to assist, which can be done on very friendly terms for the guarantor.

Testimonials

  • Ian & Olga Frew
    I would like to thank Brian and the team for helping my family secure our house. The team were patient while we went through several different property options. Every question and hurdle we threw at them was tackled with a positive outcome. We will continue to use their services whenever possible as the professionalism of the team have shown is outstanding.
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Latest News

  1. Investment Property: Using your existing equity

    There is a lot of buzz in the market at the moment around investment property, and with the LVR rules set to change officially in March, and then increase even further later in the year, there has been a flurry of investors in the market. Some regions have seen investors exceeding 30% market share.

  2. Return of LVR restrictions: What it means for first home buyers and investors

    The much-anticipated return of loan-to-value (LVR) restrictions kicks in from 1 March. The Reserve Bank removed the restrictions at the start of the Covid pandemic. At the time, the Bank wanted to promote cash flow and increase economic confidence. However, the economy has bounced back stronger than expected. And record house prices plus intense activity from investors have led to their reintroduction. So, what does it mean for first home buyers and investors? Here, we provide an overview of the main implications.

  3. Changes to tenancy laws: What you need to know

    The biggest reform of tenancy laws in New Zealand came into effect on 11 February. The government aims to provide a better balance between the rights of tenants and the interests of landlords. Here’s a quick guide to the main changes and what they mean in practice.