First Home Buyers
Buying your first home is a really exciting time, with many different things you need to consider. We can help, give you guidance and explain the process.
Call us now 04 235 8960, we’re open when the banks are shut.
Buying your first home is both an exciting and daunting experience. There is a lot to think about, this is why I work hard to ensure the whole home loan application process goes as smoothly and easily as possible. This enables you to concentrate on finding your right home.
As part of my service, I’ll help you to understand the types of home loans available to you and will assist you in choosing the right one for your situation. If you are eligible for the First Home Owners Grant or any state government first home buyer assistance, I’ll help you with the paperwork.
We got friendly service with clear explanations. Every question was dealt with, and we got a happy positive response to the masses of questions we asked.
We work very closely with a number of real estate agents, and would be more than happy to introduce you to one who is an expert in the area you are looking, who can offer you practical advice on the different houses in that area, and what may suit you and your budget. Having a pre approval or confirmation from us that you are arranging your finances now, in the eyes of the real estate agent makes you a “red hot buyer”.
We can help answer:
- How much can I borrow?
- Do I have enough deposit?
- Do I have to pay a Low Equity Premium?
- What are the costs associated with getting a home loan?
- How do I use my Kiwi Saver? Am I eligible?
- Who do I need help from to complete the purchase?
It’s important to know you can afford the home loan and that you meet the lenders loan requirements. We specialise in packaging mortgage applications and have the ability to present your application to a wide selection of lenders, saving you time and effort in shopping around.
Your existing bank may be your ideal choice, but are you sure they offer the top deal for you? Let us help!
Buying your first home should be an enjoyable experience and by working with me I can focus on the behind-the-scenes and you can focus on the big move.
As mortgage brokers we cover Wellington, Porirua, Hutt and Kapiti areas and would be delighted to hear how we can help you.