Your local Mortgage Advisers
Get The Best Mortgage For You
A great mortgage isn’t just about the best rate - it's about where you are in your life, the property itself and how we can save you money with smart mortgage structures.
Whether a first-time buyer or refinancing to extend your portfolio the Loan Market Pope & Co. team will work with you to understand your needs and make sure you really get the best mortgage on offer.
Trading Up to a New House & Bridging Finance
Buying a new home when you already own one is a tricky business. Whether you decide to sell your home first, or buy your new home before you sell, there are pros and cons to consider for each option.
Investing in a rental property
As property investors ourselves, we understand the unique challenges of property investment. We also know how to get you the best deal for your current property investment and future plans. Whether it's your first investment property or adding to your existing portfolio Loan Market Pope & Co. are here to help!
Debt Consolidation / Mortgage Arrears / Top Ups
Need to consolidate some debt, clear some mortgage arrears or top up for home improvements? We can help with free advice no matter what your situation.
New Build / Construction Loan
**Some banks are now offering up to 95% finance for the Government KiwiBuild program. Contact us to find out more.
Non-NZ Resident Loans
If you are looking at immigrating to New Zealand or you are a non-resident we can help you every step of the way to obtain a New Zealand mortgage (home loan). Current bank lending policies make it difficult to obtain funding with less than 20% deposit, so please contact us.
Refinancing & Refixing Rates
We also use the opportunity to look at a tailored mortgage reduction plan to get you mortgage free quicker. Some other reasons to consider a mortgage review or refinance are:
Mortgage Reduction Plans
As part of our day-to-day service we can provide you with a tailored mortgage reduction plan to get you mortgage free quicker. We delve a bit deeper into your financial situation to identify the best way to save thousands in interest.
Bad Credit & Non-Conforming
Need a mortgage but having trouble with getting approved because of bad credit or adverse credit history? Worried that your situation is a bit outside the box? Don’t be as we may have a solution to help!
Vehicle / Business / Commercial Finance
If you are looking to buy a car, business or commercial property we can help! We have access to sharp vehicle finance rates and can also guide you through the process of buying a commercial property.
If you are self-employed it can sometimes be difficult getting a mortgage. This can be because your financials are not up to date, you are a new business, you have a complex structure or the bank or banking consultant doesn’t understand your needs. So proving income can be tricky, even if you have been in business for more than a year.
The importance of pre-approvals: All you need to know
The property boom is showing no signs of letting up any time soon. It’s super competitive out there with many vendors receiving multiple offers within just a few days of going on the market. So, if you are looking to purchase your first home or make a move, pre-approvals are essential.
Five reasons why you should use a Mortgage Adviser
With interest rates at an all-time low, there’s never been a better time to get a home loan. However, navigating your way around all the deals on offer is confusing. Loan Market’s nationwide team of more than 120 advisers can help make sense of it all. Securing over $300 million in home finance each month in New Zealand, our mortgage advisers know the market inside out.
Has The Government’s Housing Policy Changes Made A Difference?
Last week’s Budget had little of substance concerning the property market. However, given the significant housing policy changes announced in March, it’s probably not surprising.