Luke Hawkins-Belliss

Loan Market Mortgage Adviser servicing Kingsland, Ponsonby, Grey Lynn, Herne Bay, Freemans Bay, Mt Eden, Westmere, Parnell, City Centre and surrounding suburbs

About Luke Hawkins-Belliss


I strive to tailor solutions that add real value to each of my clients. Whether you are buying your first or fiftieth property, I can guide you along the way while taking the legwork out of the process, leaving you to focus on the important stuff. With a background in property investment and a Bachelor of Commerce majoring in Economics, I provide a unique and holistic perspective on structuring loans and finances that will best suit you.


Why would you use a mortgage adviser?


  • Have access to over 20 Lenders
  • Can negotiate on your behalf to get you the best lender
  • Free of charge for the client
  • Can meet at a time and place that suits you
  • Can guide you through the process


First Home Buyer

Buying your first home can be an exciting yet stressful experience trying to juggle multiple things at once. I will guide you through the whole process so that you are aware of all the steps along the way. With KiwiSaver and grants, there are a lot of tools out there that can help you get into your first home. Understanding these and knowing when to do what can sometimes be difficult, therefore having someone that can help you along the way is beneficial.


Investment Properties

Financing an investment property can be a lot different from financing your own home. As an investment you want to get maximum returns and how you structure your finance can affect this dramatically. I can work with you and your accountant to make sure that your investment property is financed to provide the best return possible.


Construction Loans

With hundreds of decisions to be made and a completion deadline, there are constant concerns when building a house. I can not only make getting finance one less thing to worry about, but also ensure that payments will come through on time so you don’t have to worry about construction delays because contractors haven’t be paid.


Debt Consolidation

If your credit cards and store cards are starting to get on top of you, debt consolidation can be a great way to pay them off faster. Debt consolidation can come in many different forms, but the end goal is to decrease your interest rates to help pay the debt down faster. There are a lot of different products to help do this. Understanding the different options and discussing which is the most cost effective is where I can help.


"Thank you so much for all you have done for us. You don’t know how much we appreciate it. I feel like the whole world has been lifted from my shoulders, I didn’t realise how stressed it was making me until it wasn’t there. You always made me feel like nothing was a problem and you always listened to me no matter how much I would waffle"

Sue Nicholson