Your Local Loan Market Mortgage Adviser servicing Ashburton and Timaru.
We are a husband and wife team. Helping our clients to achieve their home ownership or financial aspirations are key to our values. Our approach to Mortgage Advice is ‘your mortgage is our mortgage’. We work for you, and our guidance and support are tailored to your unique circumstances. Finding out what’s really important to you and your family and then reaching those objectives is our primary motivation. An attitude of ‘I really do care’ is reinforced and supported by our many positive client recommendations, and we would love the opportunity to support you through your journey towards home ownership.|
Investors
If you value advice, but are not sure where to start, why don’t we get together and have a chat?
Personal Loan
Want to buy your own home but you have too much debt? Or need a new car or a trip overseas but just can’t see how it can be done? Let us help.
Home Loans
No matter what your circumstances, whether you’ve never owned a home, you own a few, or you’re an investor, I provide expert advice respecting appropriate finance options for you.
Refinancing or Refixing
If you don’t want the headaches, the emotional drain, or the time lost from of your busy life and hectic schedule to sort these unavoidable and important matters, then the idea of a professional managing the experience for you will probably appeal.
First Home Buyers
You’ve never owned a home, but you would like to. Where do you start? Have lots of questions? How much can you lend, what bank should you use and who's going to give you an approval or even the best interest rate?
Testimonials
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Rachel GreerHome Loan
Mark was amazing when we purchased our home. We were first home buyers and he made it so easy for us. He was always available to answer questions. I recommend Mark to anyone buying a house.
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Michaela FraceaHome Loan
We have had amazing service from Mark. There was so much we didn’t know and didn’t have a clue where to begin. We were first home buyers and he is a genuinely nice guy who is very easy to talk and relate to. A big Thank you, Mark! 😊
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Grant BuntingBusiness Loan
I engaged Mark Caldwell's services as a Business Finance Broker to add expert resource to pull together a funding proposal to our bank. The Bank were very supportive of his involvement. Mark's ability to understand our business case, invest time in our proposal, along with present information with the banks credit criteria in mind, meant we obtained the right outcome for our business in a timely manner. What he brought to the table for us was impartial advice and high level of trust; a wealth of banking experience; and a desire to see us succeed.
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Alex SottRefinance
Mark helped us re-finance and we couldn't have done it by ourselves. We had a really complicated mortgage to swap and he sorted all the details and got us an amazing deal with a great bank. We are so appreciative of all the help he gave us and would 100% recommend him and use him again. Thanks Mark!
Latest News
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Warm up this winter: Banks announce energy efficiency improvement home loans
Want a warmer, drier home and save money on energy bills? Thanks to two exciting initiatives from the banks, that aspiration could be within reach. Both ANZ and Westpac have announced plans to offer no-interest or low-interest loans to customers looking to improve their home’s energy efficiency.
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Property market returning to equilibrium
After the property market boomed in 2021 and started cooling in the first half of 2022, it now appears to have stabilised, according to realestate.co.nz. The data is also telling a much more positive story than the doom-and-gloom headlines might suggest.
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New law aims to stop consumers being ripped off
The government has introduced a new regulatory regime to govern conduct in the financial sector. Under the new regime, the authorities will be able to ban or regulate certain sales incentives. Also, banks will have to maintain effective policies to ensure customers are treated fairly.