Your Local Loan Market Mortgage Adviser servicing Ashburton and Timaru.

We are a husband and wife team. Helping our clients to achieve their home ownership or financial aspirations are key to our values. Our approach to Mortgage Advice is ‘your mortgage is our mortgage’. We work for you, and our guidance and support are tailored to your unique circumstances. Finding out what’s really important to you and your family and then reaching those objectives is our primary motivation. An attitude of ‘I really do care’ is reinforced and supported by our many positive client recommendations, and we would love the opportunity to support you through your journey towards home ownership.|

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Testimonials

  • Rachel Greer
    Home Loan
    Mark was amazing when we purchased our home. We were first home buyers and he made it so easy for us. He was always available to answer questions. I recommend Mark to anyone buying a house.
  • Michaela Fracea
    Home Loan
    We have had amazing service from Mark. There was so much we didn’t know and didn’t have a clue where to begin. We were first home buyers and he is a genuinely nice guy who is very easy to talk and relate to. A big Thank you, Mark! 😊
  • Grant Bunting
    Business Loan
    I engaged Mark Caldwell's services as a Business Finance Broker to add expert resource to pull together a funding proposal to our bank. The Bank were very supportive of his involvement. Mark's ability to understand our business case, invest time in our proposal, along with present information with the banks credit criteria in mind, meant we obtained the right outcome for our business in a timely manner. What he brought to the table for us was impartial advice and high level of trust; a wealth of banking experience; and a desire to see us succeed.
  • Alex Sott
    Refinance
    Mark helped us re-finance and we couldn't have done it by ourselves. We had a really complicated mortgage to swap and he sorted all the details and got us an amazing deal with a great bank. We are so appreciative of all the help he gave us and would 100% recommend him and use him again. Thanks Mark!
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Latest News

  1. All you need to know about renting to university students

    Renting to students often gets a bad rap. The stereotype of noisy parties and student loans spent on entertainment rather than rent has put off many landlords. However, it can be lucrative and is worth considering if you already own a rental near a university or are looking at locations for your next investment.

  2. The best way to get a home loan

    Memo to prospective home buyers: if you have a weakness for expensive shoes or Uber Eats, you could be impacting your hopes of gaining a home loan. The array of recently introduced challenges has made securing a home loan even more difficult and mortgage advisers may now be the best way to tackle NZ's hugely complex home loan scenarios.

  3. The Truth about Turnkey Properties

    Purchasing a turnkey property can seem like the answer to all your prayers for first home buyers and investors. Brand new, ultra-modern and at a fixed price, what’s not to like? The Reserve Bank seems to agree, and current LVR (Loan to Value Ratio) restrictions do not apply to new homes. Turnkey homes are undoubtedly an excellent option for many. And while there are plenty of upsides, there are also some downsides. Here we provide an overview of what you need to know.