Your Local Loan Market Mortgage Adviser servicing Ashburton and Timaru.
We are a husband and wife team. Helping our clients to achieve their home ownership or financial aspirations are key to our values. Our approach to Mortgage Advice is ‘your mortgage is our mortgage’. We work for you, and our guidance and support are tailored to your unique circumstances. Finding out what’s really important to you and your family and then reaching those objectives is our primary motivation. An attitude of ‘I really do care’ is reinforced and supported by our many positive client recommendations, and we would love the opportunity to support you through your journey towards home ownership.|
If you value advice, but are not sure where to start, why don’t we get together and have a chat?
Want to buy your own home but you have too much debt? Or need a new car or a trip overseas but just can’t see how it can be done? Let us help.
No matter what your circumstances, whether you’ve never owned a home, you own a few, or you’re an investor, I provide expert advice respecting appropriate finance options for you.
Refinancing or Refixing
If you don’t want the headaches, the emotional drain, or the time lost from of your busy life and hectic schedule to sort these unavoidable and important matters, then the idea of a professional managing the experience for you will probably appeal.
First Home Buyers
You’ve never owned a home, but you would like to. Where do you start? Have lots of questions? How much can you lend, what bank should you use and who's going to give you an approval or even the best interest rate?
All you need to know about renting to university students
Renting to students often gets a bad rap. The stereotype of noisy parties and student loans spent on entertainment rather than rent has put off many landlords. However, it can be lucrative and is worth considering if you already own a rental near a university or are looking at locations for your next investment.
The best way to get a home loan
Memo to prospective home buyers: if you have a weakness for expensive shoes or Uber Eats, you could be impacting your hopes of gaining a home loan. The array of recently introduced challenges has made securing a home loan even more difficult and mortgage advisers may now be the best way to tackle NZ's hugely complex home loan scenarios.
The Truth about Turnkey Properties
Purchasing a turnkey property can seem like the answer to all your prayers for first home buyers and investors. Brand new, ultra-modern and at a fixed price, what’s not to like? The Reserve Bank seems to agree, and current LVR (Loan to Value Ratio) restrictions do not apply to new homes. Turnkey homes are undoubtedly an excellent option for many. And while there are plenty of upsides, there are also some downsides. Here we provide an overview of what you need to know.