Your local Mortgage Adviser
As your Financial Adviser I am here to work with you to identify and achieve your financial goals.
Arranging finance for a property can seem complex and daunting.
My role is to make this as simple and easy to understand as possible through utilising my more than 30 years experience.
I will keep you fully informed throughout the process and consult with to get the best products and price for your needs.
I service the greater Canterbury Region from Ashburton to Rangiora and everywhere in between.
My main area of specialty is residential finance including the following.
First Home Buyers
I am here to support you through the whole process and give you information around buying a first home. I have good knowledge around the First Home Loan and accessing your KiwiSaver as well as the First Home Grant. I can also give you tips on utilising a “wish List” to ensure you get the house you want as well as setting a budget and getting your banking set up to make it easy.
Having owned investment properties myself, I can give you tips and tricks around picking tenants. I have a good understanding on the requirements of being a landlord and how to maximise your returns through structuring your lending to your best advantage.
I have extensive experience in construction lending having been though the process personally a number of times. I can make the process simple and easy to understand and guide you through the whole process from planning to completion. I also have good relationships with a number of building companies.
Subsequent purchases and refinancing
With subsequent purchases and refinancing it can always be a good time to ensure your current bank is your best fit. I am happy to understand what is important to you in a bank and offer some alternative comparative options for you to consider.
Interest rates: Is now the time to fix or float?
With mortgage rates already increasing, many clients have asked us whether now is the time to fix their home loans. Everyone’s situation is different. So before making a decision, it’s essential to get expert advice from your Loan Market adviser. And to help you prepare for the discussion, here are some general pros and cons of fixed and floating mortgages.
Five tips to help you select the best property manager
Choosing a property manager could make or break your investment. Make the right choice, and your investment will likely be safe, secure and profitable. However, make the wrong selection and it could be your worst nightmare.
First home buyer stress: 5 tips to help you manage the process for a better outcome
When it comes to stressful life events, buying your first home is up there in the top ten. Here we share some tips to help you manage the process for a better outcome.