Your local Loan Market mortgage adviser serving Kingsland, Sandringham, Mt Albert, St Lukes and the wider West Auckland
I'm a young Kiwi bloke that can't wait to have a chat and help you out. I come from a successful small business background and have a passion for property investment. I find it extremely helpful to come from a “real world” environment and can help you understand the true ins and outs of getting on the property ladder and growing a successful property portfolio. I work for you, support you and will continue to provide the ongoing service needed to achieve your dreams and goals.
First Home Buyers
Despite the Reserve Bank’s LVR, you don’t always need 20% deposit. Most lenders want you to have at least 10% of the total house prince before they’ll consider giving you a loan. There are a few ways to get a deposit together that you may not have thought about which include the KiwiSaver, HomeStart Grant, Welcome Home Loan as well as using a guarantor.
Loan pricing isn’t the be all and end all when it comes to investing. Structuring your loans correctly can play a huge role in making sure you maximize your cash-flow and can reduce the debt in the shortest time possible. Make use of the tools we have available to be on the right side of the ledger.
Land and Construction
With the shortage of housing we are currently experiencing the Land and Construction route has become more and more popular and can be quite a different process to purchasing a regular home.
Interest rates: Is now the time to fix or float?
With mortgage rates already increasing, many clients have asked us whether now is the time to fix their home loans. Everyone’s situation is different. So before making a decision, it’s essential to get expert advice from your Loan Market adviser. And to help you prepare for the discussion, here are some general pros and cons of fixed and floating mortgages.
Five tips to help you select the best property manager
Choosing a property manager could make or break your investment. Make the right choice, and your investment will likely be safe, secure and profitable. However, make the wrong selection and it could be your worst nightmare.
First home buyer stress: 5 tips to help you manage the process for a better outcome
When it comes to stressful life events, buying your first home is up there in the top ten. Here we share some tips to help you manage the process for a better outcome.