Your local Loan Market mortgage adviser serving Kingsland, Sandringham, Mt Albert, St Lukes and the wider West Auckland
I'm a young Kiwi bloke that can't wait to have a chat and help you out. I come from a successful small business background and have a passion for property investment. I find it extremely helpful to come from a “real world” environment and can help you understand the true ins and outs of getting on the property ladder and growing a successful property portfolio. I work for you, support you and will continue to provide the ongoing service needed to achieve your dreams and goals.
First Home Buyers
Despite the Reserve Bank’s LVR, you don’t always need 20% deposit. Most lenders want you to have at least 10% of the total house prince before they’ll consider giving you a loan. There are a few ways to get a deposit together that you may not have thought about which include the KiwiSaver, HomeStart Grant, Welcome Home Loan as well as using a guarantor.
Loan pricing isn’t the be all and end all when it comes to investing. Structuring your loans correctly can play a huge role in making sure you maximize your cash-flow and can reduce the debt in the shortest time possible. Make use of the tools we have available to be on the right side of the ledger.
Land and Construction
With the shortage of housing we are currently experiencing the Land and Construction route has become more and more popular and can be quite a different process to purchasing a regular home.
Covid crisis sees rise in non-bank lenders
Since the start of the Covid crisis, there’s been a sharp rise in demand for home loans from non-bank lenders.
The Pulse Market Update
The New Zealand property market continues to boom. The latest property market data shows steady increases in sales volumes and prices nationwide. And that’s despite the lockdown restrictions in Auckland and the rest of the country.
Property Market continues to thrive but impact of lockdown 2 still to hit
The latest property market data shows sales volumes and prices are up nationwide with some regions experiencing record-breaking increases.