Your local mortgage adviser in Greater Auckland
I can help you find the most suitable loan and tailor it to your needs. My goal is to make the lending process smooth so you can concentrate on securing your dream home.
If you want to put your wealth to work in the world of commercial property or business - from retail units, to warehouses - I can help with this too. I have the know-how and the experience, as well as a wide range of real estate partners that I work with, to provide stress-free results.
No matter how new you are to buying in Auckland you can tap into my deep knowledge of this market.
And if you want a one-stop-shop, I can help connect you to a mortgage insurance adviser too.
Home loans in Auckland
I take the time to explain the full process from application to settlement. I do most of the paperwork for you, leaving you to simply review and sign.
First Home Buyers
I can provide a thorough understanding of the house buying process and deposit options.
Funding for fixed price contracts and construction loans is a complex and specliased area. Let me guide you through the many pitfalls of this space.
Refinancing your loans
Refinancing can be a smart move, speak with me for guidance on lower your monthly repayments, access equity in your home or consolidate your debts.
Structuring your investment loans right can have a big difference on the growth and returns of your portfolio.
Self Employed borrrowers
Self employment creates a range of challenges making time a precious commodity. Banks treat your income different to everyone else. An expert can greatly simplify this challenge.
Commercial and Business Finance
Securing a loan for new commercial premises or acquring a new business opportunties requires thinking outside the box and approaching banks in a way that they understand.
All you need to know about renting to university students
Renting to students often gets a bad rap. The stereotype of noisy parties and student loans spent on entertainment rather than rent has put off many landlords. However, it can be lucrative and is worth considering if you already own a rental near a university or are looking at locations for your next investment.
The best way to get a home loan
Memo to prospective home buyers: if you have a weakness for expensive shoes or Uber Eats, you could be impacting your hopes of gaining a home loan. The array of recently introduced challenges has made securing a home loan even more difficult and mortgage advisers may now be the best way to tackle NZ's hugely complex home loan scenarios.
The Truth about Turnkey Properties
Purchasing a turnkey property can seem like the answer to all your prayers for first home buyers and investors. Brand new, ultra-modern and at a fixed price, what’s not to like? The Reserve Bank seems to agree, and current LVR (Loan to Value Ratio) restrictions do not apply to new homes. Turnkey homes are undoubtedly an excellent option for many. And while there are plenty of upsides, there are also some downsides. Here we provide an overview of what you need to know.