Your local Mortgage Adviser
I have been in the industry for more than 6 years and service clients throughout Auckland, Hamilton, North Waikato and surrounding suburbs. My focus is always on making sure I deliver a service tailored to you. I will keep in close contact throughout the application process and I’m always available to talk through any concerns and questions you might have.
With a solid background in banking, I have the knowledge and experience to achieve the best possible outcome for your financial needs. Whether you are buying your first home or tenth investment property- I simplify the technical side of the loan process and act as your representative when talking to the banks on your behalf.
HOW I HELP YOU
- New Zealand’s widest range of banks and lenders you know and trust.
- Negotiate competitive deals
- Save you time and money by finding the right loan for you
- Provide a service that is at no cost to you, as I’m paid by the lender you choose
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First Home Buyers
Buying your first home is one of the biggest purchases you’ll ever make. There is a lot of information out there and it can be confusing. I know all the ins and outs of how you can use your KiwiSaver and the government Homestart grant to buy your new home.
Refinancing your current home or investment property can be a good idea, if you are looking to get a better rate, consolidate debt, renovate or free up equity. If you're thinking of refinancing, it's important to weigh up the cost of refinancing against the long-term benefits.
Often, self-employed borrowers find meeting the lending criteria for standard home loans difficult. Business cash-flows create income that fluctuates more significantly than other borrowers. Business owners looking for home and business loans do have competitive loan options available to them.
You might want to go on a holiday, buy new furniture, pay for a course or medical expenses, or even plan your wedding. A personal loan is a good way to get the extra funds you need.
Buying property off-plan. What you need to know
In today’s red-hot property market, buying an apartment or townhouse off-plan can seem very attractive. After all, you get a brand new property at a set price. What could go wrong? The short answer is plenty. Buying off-plan could be the perfect solution. And it can just as easily be a nightmare. Here’s what you need to know about buying property off-plan.
Super-hot housing market records highs across the board
Once again, the property market hit record highs in October thanks in part to cheap mortgage lending. According to the Real Estate Institute of New Zealand (REINZ), nationwide median house prices increased by almost 20% on October 2019, and by 5.2% on September’s performance.
Ways to pay off your mortgage faster without ditching your barista coffee
The mortgage is your biggest expense. And while we like the idea of paying the loan off faster, we're not always so keen on sacrificing our lifestyles. However, mortgage rates are at an all-time low, and many commentators are predicting they will drop even lower. There’s never been a better time to get ahead of your mortgages payments. Here are some ways to reduce your mortgage without having to give up your barista coffee altogether. Get in touch with your mortgage adviser for more personalised advice on the best options for you.