Your Loan Market mortgage adviser servicing Manukau, Flat Bush, Mt. Wellington, Mangere, Papakura and wider Auckland region.
With a solid background in banking and in-depth knowledge of the home loan market- I can quickly and accurately identify the lender and the home loan products that will suit your specific needs for now and in future. Whether you are buying your first home, an investment property or refinancing your existing home loan to save money- I simplify the technical side of the home loan approval process and deliver a service tailored for you to achieve the best possible outcome.
With access to NZ's widest range of banks and non-bank lenders- I can help you to understand your maximum borrowing capacity, save you time and money by finding the right home loan at best possible terms and negotiate competitive interest rates.
If you are looking for a personalized financial advice for any of the services below, then get in touch with me to find out more.
- First home buyer- looking to get on to the property ladder
- Buying an investment property or want to add more investment properties to your portfolio
- Refinancing for a better loan structure and lower interest rates
- Looking to increase your cash flow
- Want to be debt free sooner and save hundreds and thousands of dollars in interest cost
- Looking for Construction Loan to build new home or Renovations
- Property developer- need funding to build multiple dwellings
HOW I HELP YOU
- New Zealand’s widest range of banks and lenders you know and trust.
- Negotiate competitive deals
- Save you time and money by finding the right loan for you
- Provide a service that is at no cost to you, as I’m paid by the lender you choose
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First Home Buyers
Buying your first home is one of the biggest purchases you’ll ever make. There is a lot of information out there and it can be confusing. I know all the ins and outs of how you can use your KiwiSaver and the government Homestart grant to buy your new home.
Refinancing your current home or investment property can be a good idea, if you are looking to get a better rate, consolidate debt, renovate or free up equity. If you're thinking of refinancing, it's important to weigh up the cost of refinancing against the long-term benefits.
Often, self-employed borrowers find meeting the lending criteria for standard home loans difficult. Business cash-flows create income that fluctuates more significantly than other borrowers. Business owners looking for home and business loans do have competitive loan options available to them.
You might want to go on a holiday, buy new furniture, pay for a course or medical expenses, or even plan your wedding. A personal loan is a good way to get the extra funds you need.
All you need to know about renting to university students
Renting to students often gets a bad rap. The stereotype of noisy parties and student loans spent on entertainment rather than rent has put off many landlords. However, it can be lucrative and is worth considering if you already own a rental near a university or are looking at locations for your next investment.
The best way to get a home loan
Memo to prospective home buyers: if you have a weakness for expensive shoes or Uber Eats, you could be impacting your hopes of gaining a home loan. The array of recently introduced challenges has made securing a home loan even more difficult and mortgage advisers may now be the best way to tackle NZ's hugely complex home loan scenarios.
The Truth about Turnkey Properties
Purchasing a turnkey property can seem like the answer to all your prayers for first home buyers and investors. Brand new, ultra-modern and at a fixed price, what’s not to like? The Reserve Bank seems to agree, and current LVR (Loan to Value Ratio) restrictions do not apply to new homes. Turnkey homes are undoubtedly an excellent option for many. And while there are plenty of upsides, there are also some downsides. Here we provide an overview of what you need to know.